Data Analyst · City comparison · 2026

Cardiff vs Glasgow

Glasgow wins on purchasing power. Glasgow data analysts have £230/month more disposable income after rent than their Cardiff counterparts.

Cardiff salary
£36,000
£2,453/mo take-home
Glasgow salary
£40,000
£2,683/mo take-home
Glasgow wins by
+£230
per month after rent
Winner on purchasing power
Glasgow

After paying rent, a data analyst in Glasgow retains £230/month more than in Cardiff — that's £2,760/year extra in purchasing power.

+£230
per month
Cardiff
View full breakdown →
Gross salary £36,000
Net monthly £2,453
Rent (1-bed) £900
Rent-to-income 37% — Stretched
After rent £1,553
Glasgow
View full breakdown →
Gross salary £40,000
Net monthly £2,683
Rent (1-bed) £900
Rent-to-income 34% — Stretched
After rent £1,783

Monthly cost comparison

All figures monthly · 2025/26

Category Cardiff Glasgow Delta
Rent (1-bed median) £900 £900 0%
Transport £50 £55 +10%
Council tax £132 £148 +12%
Groceries £255 £265 +4%
Disposable income remaining £983 £1,185 +21%

Sources: LinkedIn 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 64 for Cardiff and 62 for Glasgow, a salary of £36,000 in Cardiff delivers equivalent purchasing power to £34,900 in Glasgow.

Cardiff £36,000 ≈
£34,900
in Glasgow

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Cardiff 40%
Glasgow 44%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Cardiff £2.43
Glasgow £2.36
Transit (single trip)
Cardiff £1.19
Glasgow £1.31
Gym membership
Cardiff £35/mo
Glasgow £34/mo
Cinema ticket
Cardiff £10.24
Glasgow £9.92

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Frequently asked questions

Does a data analyst earn more in Cardiff or Glasgow? +
Cardiff pays a median £36,000 vs £40,000 in Glasgow — a gross difference of £4,000. However, after accounting for rent and living costs, Glasgow professionals have £230/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a data analyst in Cardiff vs Glasgow? +
In Cardiff: gross £36,000£2,453/month net take-home. In Glasgow: gross £40,000£2,683/month net take-home. After paying median 1-bed rent, Cardiff leaves £1,553/month vs Glasgow's £1,783/month.
What salary in Glasgow matches Cardiff purchasing power? +
Approximately £34,900 in Glasgow delivers equivalent purchasing power to £36,000 in Cardiff, based on a cost-of-living index of 64 (Cardiff) vs 62 (Glasgow).
Is Cardiff or Glasgow cheaper to live in? +
Glasgow is cheaper overall, with a cost-of-living index of 62 vs 64 for Cardiff (London = 100). Rent in Cardiff averages £900/month (1-bed) vs £900/month in Glasgow.
What is the rent-to-income ratio for a data analyst in Cardiff? +
A data analyst in Cardiff earning £36,000 takes home £2,453/month. With median 1-bed rent of £900/month, the rent-to-income ratio is 37% (stretched). In Glasgow the equivalent ratio is 34%.

Explore further

Affordability and salary breakdowns for Cardiff and Glasgow

Afford Cardiff on £35,000? Afford Glasgow on £40,000? Standard of living: Data Analyst in Cardiff Standard of living: Data Analyst in Glasgow