Financial Analyst · City comparison · 2026
Aberdeen vs Cardiff
Aberdeen wins on purchasing power. Aberdeen financial analysts have £313/month more disposable income after rent than their Cardiff counterparts.
Aberdeen salary
£55,000
£3,396/mo take-home
Cardiff salary
£44,000
£2,933/mo take-home
Aberdeen wins by
+£313
per month after rent
Winner on purchasing power
Aberdeen
After paying rent, a financial analyst in Aberdeen retains £313/month more than in Cardiff — that's £3,756/year extra in purchasing power.
+£313
per month
Aberdeen
View full breakdown →
Gross salary
£55,000
Net monthly
£3,396
Rent (1-bed)
£1,050
Rent-to-income
31% — Comfortable
After rent
£2,346
Cardiff
View full breakdown →
Gross salary
£44,000
Net monthly
£2,933
Rent (1-bed)
£900
Rent-to-income
31% — Comfortable
After rent
£2,033
Cost-of-living equivalence
Based on a cost-of-living index of 73 for Aberdeen and 64 for Cardiff, a salary of £55,000 in Aberdeen delivers equivalent purchasing power to £48,200 in Cardiff.
Aberdeen £55,000 ≈
£48,200
in Cardiff
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Aberdeen
50%
Cardiff
50%
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
Cappuccino
Aberdeen
£2.77
Cardiff
£2.43
Transit (single trip)
Aberdeen
£1.43
Cardiff
£1.19
Gym membership
Aberdeen
£40/mo
Cardiff
£35/mo
Cinema ticket
Aberdeen
£11.68
Cardiff
£10.24
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Frequently asked questions
Does a financial analyst earn more in Aberdeen or Cardiff? +
Aberdeen pays a median £55,000 vs £44,000 in Cardiff
— a gross difference of £11,000.
However, after accounting for rent and living costs, Aberdeen professionals
have £313/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a financial analyst in Aberdeen vs Cardiff? +
In Aberdeen: gross £55,000 → £3,396/month net take-home.
In Cardiff: gross £44,000 → £2,933/month net take-home.
After paying median 1-bed rent, Aberdeen leaves £2,346/month
vs Cardiff's £2,033/month.
What salary in Cardiff matches Aberdeen purchasing power? +
Approximately £48,200 in Cardiff delivers equivalent purchasing power to
£55,000 in Aberdeen, based on a cost-of-living index of
73 (Aberdeen) vs 64 (Cardiff).
Is Aberdeen or Cardiff cheaper to live in? +
Cardiff is cheaper overall, with a cost-of-living index of 64 vs 73 for Aberdeen (London = 100).
Rent in Aberdeen averages £1,050/month (1-bed)
vs £900/month in Cardiff.
What is the rent-to-income ratio for a financial analyst in Aberdeen? +
A financial analyst in Aberdeen earning £55,000 takes home
£3,396/month. With median 1-bed rent of £1,050/month,
the rent-to-income ratio is 31%
(comfortable).
In Cardiff the equivalent ratio is 31%.