Financial Analyst · City comparison · 2026

Bristol vs Sheffield

Sheffield wins on purchasing power. Sheffield financial analysts have £245/month more disposable income after rent than their Bristol counterparts.

Bristol salary
£52,000
£3,393/mo take-home
Sheffield salary
£47,000
£3,113/mo take-home
Sheffield wins by
+£245
per month after rent
Winner on purchasing power
Sheffield

After paying rent, a financial analyst in Sheffield retains £245/month more than in Bristol — that's £2,940/year extra in purchasing power.

+£245
per month
Bristol
View full breakdown →
Gross salary £52,000
Net monthly £3,393
Rent (1-bed) £1,350
Rent-to-income 40% — Stretched
After rent £2,043
Sheffield
View full breakdown →
Gross salary £47,000
Net monthly £3,113
Rent (1-bed) £825
Rent-to-income 27% — Comfortable
After rent £2,288

Monthly cost comparison

All figures monthly · 2025/26

Category Bristol Sheffield Delta
Rent (1-bed median) £1,350 £825 -39%
Transport £80 £65 -19%
Council tax £148 £126 -15%
Groceries £285 £265 -7%
Disposable income remaining £1,394 £1,698 +22%

Sources: LinkedIn 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 75 for Bristol and 63 for Sheffield, a salary of £52,000 in Bristol delivers equivalent purchasing power to £43,700 in Sheffield.

Bristol £52,000 ≈
£43,700
in Sheffield

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Bristol 41%
Sheffield 55%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Bristol £2.85
Sheffield £2.39
Transit (single trip)
Bristol £1.90
Sheffield £1.55
Gym membership
Bristol £41/mo
Sheffield £35/mo
Cinema ticket
Bristol £12.00
Sheffield £10.08

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Frequently asked questions

Does a financial analyst earn more in Bristol or Sheffield? +
Bristol pays a median £52,000 vs £47,000 in Sheffield — a gross difference of £5,000. However, after accounting for rent and living costs, Sheffield professionals have £245/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a financial analyst in Bristol vs Sheffield? +
In Bristol: gross £52,000£3,393/month net take-home. In Sheffield: gross £47,000£3,113/month net take-home. After paying median 1-bed rent, Bristol leaves £2,043/month vs Sheffield's £2,288/month.
What salary in Sheffield matches Bristol purchasing power? +
Approximately £43,700 in Sheffield delivers equivalent purchasing power to £52,000 in Bristol, based on a cost-of-living index of 75 (Bristol) vs 63 (Sheffield).
Is Bristol or Sheffield cheaper to live in? +
Sheffield is cheaper overall, with a cost-of-living index of 63 vs 75 for Bristol (London = 100). Rent in Bristol averages £1,350/month (1-bed) vs £825/month in Sheffield.
What is the rent-to-income ratio for a financial analyst in Bristol? +
A financial analyst in Bristol earning £52,000 takes home £3,393/month. With median 1-bed rent of £1,350/month, the rent-to-income ratio is 40% (stretched). In Sheffield the equivalent ratio is 27%.

Explore further

Affordability and salary breakdowns for Bristol and Sheffield

Afford Bristol on £50,000? Afford Sheffield on £45,000? Salary equivalence: Bristol → Sheffield Standard of living: Financial Analyst in Bristol Standard of living: Financial Analyst in Sheffield