Financial Analyst · City comparison · 2026
Cardiff vs Glasgow
Glasgow wins on purchasing power. Glasgow financial analysts have £231/month more disposable income after rent than their Cardiff counterparts.
Cardiff salary
£44,000
£2,933/mo take-home
Glasgow salary
£50,000
£3,164/mo take-home
Glasgow wins by
+£231
per month after rent
Winner on purchasing power
Glasgow
After paying rent, a financial analyst in Glasgow retains £231/month more than in Cardiff — that's £2,772/year extra in purchasing power.
+£231
per month
Cardiff
View full breakdown →
Gross salary
£44,000
Net monthly
£2,933
Rent (1-bed)
£900
Rent-to-income
31% — Comfortable
After rent
£2,033
Glasgow
View full breakdown →
Gross salary
£50,000
Net monthly
£3,164
Rent (1-bed)
£900
Rent-to-income
28% — Comfortable
After rent
£2,264
Cost-of-living equivalence
Based on a cost-of-living index of 64 for Cardiff and 62 for Glasgow, a salary of £44,000 in Cardiff delivers equivalent purchasing power to £42,650 in Glasgow.
Cardiff £44,000 ≈
£42,650
in Glasgow
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Cardiff
50%
Glasgow
53%
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
Cappuccino
Cardiff
£2.43
Glasgow
£2.36
Transit (single trip)
Cardiff
£1.19
Glasgow
£1.31
Gym membership
Cardiff
£35/mo
Glasgow
£34/mo
Cinema ticket
Cardiff
£10.24
Glasgow
£9.92
Financial tools
Popular products for UK earners
Frequently asked questions
Does a financial analyst earn more in Cardiff or Glasgow? +
Cardiff pays a median £44,000 vs £50,000 in Glasgow
— a gross difference of £6,000.
However, after accounting for rent and living costs, Glasgow professionals
have £231/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a financial analyst in Cardiff vs Glasgow? +
In Cardiff: gross £44,000 → £2,933/month net take-home.
In Glasgow: gross £50,000 → £3,164/month net take-home.
After paying median 1-bed rent, Cardiff leaves £2,033/month
vs Glasgow's £2,264/month.
What salary in Glasgow matches Cardiff purchasing power? +
Approximately £42,650 in Glasgow delivers equivalent purchasing power to
£44,000 in Cardiff, based on a cost-of-living index of
64 (Cardiff) vs 62 (Glasgow).
Is Cardiff or Glasgow cheaper to live in? +
Glasgow is cheaper overall, with a cost-of-living index of 62 vs 64 for Cardiff (London = 100).
Rent in Cardiff averages £900/month (1-bed)
vs £900/month in Glasgow.
What is the rent-to-income ratio for a financial analyst in Cardiff? +
A financial analyst in Cardiff earning £44,000 takes home
£2,933/month. With median 1-bed rent of £900/month,
the rent-to-income ratio is 31%
(comfortable).
In Glasgow the equivalent ratio is 28%.