Financial Analyst · City comparison · 2026
Edinburgh vs Sheffield
Sheffield wins on purchasing power. Sheffield financial analysts have £39/month more disposable income after rent than their Edinburgh counterparts.
Edinburgh salary
£54,000
£3,349/mo take-home
Sheffield salary
£47,000
£3,113/mo take-home
Sheffield wins by
+£39
per month after rent
Winner on purchasing power
Sheffield
After paying rent, a financial analyst in Sheffield retains £39/month more than in Edinburgh — that's £468/year extra in purchasing power.
+£39
per month
Edinburgh
View full breakdown →
Gross salary
£54,000
Net monthly
£3,349
Rent (1-bed)
£1,100
Rent-to-income
33% — Comfortable
After rent
£2,249
Sheffield
View full breakdown →
Gross salary
£47,000
Net monthly
£3,113
Rent (1-bed)
£825
Rent-to-income
27% — Comfortable
After rent
£2,288
Cost-of-living equivalence
Based on a cost-of-living index of 72 for Edinburgh and 63 for Sheffield, a salary of £54,000 in Edinburgh delivers equivalent purchasing power to £47,250 in Sheffield.
Edinburgh £54,000 ≈
£47,250
in Sheffield
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Edinburgh
48%
Sheffield
55%
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
Cappuccino
Edinburgh
£2.74
Sheffield
£2.39
Transit (single trip)
Edinburgh
£1.48
Sheffield
£1.55
Gym membership
Edinburgh
£40/mo
Sheffield
£35/mo
Cinema ticket
Edinburgh
£11.52
Sheffield
£10.08
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Frequently asked questions
Does a financial analyst earn more in Edinburgh or Sheffield? +
Edinburgh pays a median £54,000 vs £47,000 in Sheffield
— a gross difference of £7,000.
However, after accounting for rent and living costs, Sheffield professionals
have £39/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a financial analyst in Edinburgh vs Sheffield? +
In Edinburgh: gross £54,000 → £3,349/month net take-home.
In Sheffield: gross £47,000 → £3,113/month net take-home.
After paying median 1-bed rent, Edinburgh leaves £2,249/month
vs Sheffield's £2,288/month.
What salary in Sheffield matches Edinburgh purchasing power? +
Approximately £47,250 in Sheffield delivers equivalent purchasing power to
£54,000 in Edinburgh, based on a cost-of-living index of
72 (Edinburgh) vs 63 (Sheffield).
Is Edinburgh or Sheffield cheaper to live in? +
Sheffield is cheaper overall, with a cost-of-living index of 63 vs 72 for Edinburgh (London = 100).
Rent in Edinburgh averages £1,100/month (1-bed)
vs £825/month in Sheffield.
What is the rent-to-income ratio for a financial analyst in Edinburgh? +
A financial analyst in Edinburgh earning £54,000 takes home
£3,349/month. With median 1-bed rent of £1,100/month,
the rent-to-income ratio is 33%
(comfortable).
In Sheffield the equivalent ratio is 27%.