Financial Analyst · City comparison · 2026

Manchester vs Nottingham

Q: Does a financial analyst earn more in Manchester or Nottingham?

Manchester pays £52,000 vs £46,000 in Nottingham. After living costs, Manchester professionals have £140/month more disposable income.

Q: What is the take-home pay for a financial analyst in Manchester vs Nottingham?

In Manchester: £3,393/month net. In Nottingham: £3,053/month net. After rent, Manchester leaves £2,343/month vs Nottingham's £2,203/month.

Q: What salary in Nottingham matches Manchester purchasing power?

Approximately £48,200 in Nottingham delivers equivalent purchasing power to £52,000 in Manchester, based on a COL index of 68 vs 63.

Q: Is Manchester or Nottingham cheaper to live in?

Nottingham is cheaper (COL 63 vs 68). Rent: Manchester £1,050/mo vs Nottingham £850/mo.

Q: What is the rent-to-income ratio for a financial analyst in Manchester?

A financial analyst in Manchester has a rent-to-income ratio of 31% (comfortable). In Nottingham the equivalent is 28%.

Manchester wins on purchasing power. Manchester financial analysts have £140/month more disposable income after rent than their Nottingham counterparts.

Manchester salary

£52,000

£3,393/mo take-home

Nottingham salary

£46,000

£3,053/mo take-home

Manchester wins by

+£140

per month after rent

Winner on purchasing power

Manchester

After paying rent, a financial analyst in Manchester retains £140/month more than in Nottingham — that's £1,680/year extra in purchasing power.

+£140

per month

Manchester

View full breakdown →

Gross salary £52,000

Net monthly £3,393

Rent (1-bed) £1,050

Rent-to-income 31% — Comfortable

After rent £2,343

Nottingham

View full breakdown →

Gross salary £46,000

Net monthly £3,053

Rent (1-bed) £850

Rent-to-income 28% — Comfortable

After rent £2,203

Monthly cost comparison

All figures monthly · 2025/26

Category	Manchester	Nottingham	Delta
Rent (1-bed median)	£1,050	£850	-19%
Transport	£75	£58	-23%
Council tax	£128	£118	-8%
Groceries	£280	£260	-7%
Disposable income remaining	£1,715	£1,634	-5%

Sources: LinkedIn 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 68 for Manchester and 63 for Nottingham, a salary of £52,000 in Manchester delivers equivalent purchasing power to £48,200 in Nottingham.

Manchester £52,000 ≈

£48,200

in Nottingham

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Manchester 51%

Nottingham 54%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino

Manchester £2.58

Nottingham £2.39

Transit (single trip)

Manchester £1.79

Nottingham £1.38

Gym membership

Manchester £37/mo

Nottingham £35/mo

Cinema ticket

Manchester £10.88

Nottingham £10.08

Financial tools

Frequently asked questions

Does a financial analyst earn more in Manchester or Nottingham? +

Manchester pays a median £52,000 vs £46,000 in Nottingham — a gross difference of £6,000. However, after accounting for rent and living costs, Manchester professionals have £140/month more disposable income, making it the stronger city in real terms.

What is the take-home pay for a financial analyst in Manchester vs Nottingham? +

In Manchester: gross £52,000 → £3,393/month net take-home. In Nottingham: gross £46,000 → £3,053/month net take-home. After paying median 1-bed rent, Manchester leaves £2,343/month vs Nottingham's £2,203/month.

What salary in Nottingham matches Manchester purchasing power? +

Approximately £48,200 in Nottingham delivers equivalent purchasing power to £52,000 in Manchester, based on a cost-of-living index of 68 (Manchester) vs 63 (Nottingham).

Is Manchester or Nottingham cheaper to live in? +

Nottingham is cheaper overall, with a cost-of-living index of 63 vs 68 for Manchester (London = 100). Rent in Manchester averages £1,050/month (1-bed) vs £850/month in Nottingham.

What is the rent-to-income ratio for a financial analyst in Manchester? +

A financial analyst in Manchester earning £52,000 takes home £3,393/month. With median 1-bed rent of £1,050/month, the rent-to-income ratio is 31% (comfortable). In Nottingham the equivalent ratio is 28%.