Cardiff vs Nottingham — which is cheaper for students?
Cardiff: +£505/mo
Nottingham: +£505/mo
£0/month better off in Cardiff
£0 over 3 years
Monthly breakdown
Based on maximum maintenance loan (household income under £25,000). Halls figure uses the cheapest option at any university in that city. 2025/26 rates.
The verdict
The financial difference between Cardiff and Nottingham is small — just £0/month. Other factors (course quality, career outcomes, where you want to live) should carry more weight.
Universities in each city
Cardiff
After university — what do graduates earn?
Estimated monthly take-home pay after income tax and National Insurance, at starting salary.
Salaries in London are often higher, but so is the cost of living. Net financial position varies by career and employer. Starting salary figures. After-tax estimates only — excludes pension contributions.
Choosing between Cardiff and Nottingham?
Send this comparison to your parents before the UCAS reply deadline.