Manchester vs Newcastle — which is cheaper for students?

Manchester: +£500/mo
Newcastle: +£505/mo
£5/month better off in Newcastle
£180 over 3 years

Monthly breakdown

ManchesterNewcastle
Maintenance loan£1,171/mo£1,171/mo
Cheapest halls−£411/mo−£411/mo
Transport−£60/mo−£55/mo
Food (estimate)−£200−£200
Monthly balance+£500+£505
Work hours/week0 hrs0 hrs
Over 3 years+£18,000+£18,180
Loan rateStandardStandard

Based on maximum maintenance loan (household income under £25,000). Halls figure uses the cheapest option at any university in that city. 2025/26 rates.

The verdict

The financial difference between Manchester and Newcastle is small — just £5/month. Other factors (course quality, career outcomes, where you want to live) should carry more weight.

Universities in each city

Compare University of Manchester vs Newcastle University

Student stories

Manchester

Aisha's story

What it's actually like to be a student in Manchester

Read Aisha's story →

After university — what do graduates earn?

Estimated monthly take-home pay after income tax and National Insurance, at starting salary.

CareerManchesterNewcastle
Software engineer£2,394/mo£2,394/mo
Nurse (Band 5)£2,034/mo£2,034/mo
Teacher (M1)£2,093/mo£2,093/mo

Salaries in London are often higher, but so is the cost of living. Net financial position varies by career and employer. Starting salary figures. After-tax estimates only — excludes pension contributions.

Student guide to ManchesterStudent guide to Newcastle

Choosing between Manchester and Newcastle?

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