£37,068
Foundation Doctor Salary (FY1/FY2)
The Real Winner
Birmingham
Birmingham wins by £0/month disposable income over Nottingham.
£37,068
Foundation Doctor Salary (FY1/FY2)
The Financial Grid
| Expense Category | Nottingham (Monthly) | Birmingham (Monthly) | Delta |
|---|---|---|---|
| home Rent (1-Bed City Centre) | £850 | £850 | -46.3% |
| train Commuting (Monthly Pass) | £185 | £62 | -66.5% |
| ⚡ Council Tax & Utilities | £307 | £285 | -7.2% |
| shopping_cart Groceries | £320 | £280 | -12.5% |
| Disposable Income Remaining | £1,667 | £1,667 | +270% |
Sources: NHS Employers Agenda for Change pay scales 2025/26 · ONS ASHE 2025 · Rightmove Rental Trends Q4 2025 · Revenue Scotland income tax rates 2025/26 · Numbeo COL Index 2025. Last updated: January 2026.
Live Roles · Updated Daily
Doctor Jobs in These Cities
Foundation Doctor — FY1
NHS Lothian · Royal Infirmary of Birmingham
£37,068
per year + TPS pension
via NHS Jobs · Posted 2 days ago
Foundation Doctor — FY2
King's College Hospital NHS Trust · Nottingham SE5
£37,068
per year inc. HCAS
via NHS Jobs · Posted 5 days ago
Specialty Doctor — General Practice
NHS Scotland · Multiple locations
£53,000+
Specialty grade
via NHS Scotland · Posted today
Income Retention
Efficiency
Despite the Nottingham salary premium, higher costs of living in the capital erode purchasing power significantly faster than in Birmingham.
Pro Tip
"Relocating to Birmingham effectively grants a massive boost in disposable income for NHS professionals."
- SalaryDex Career Insights
Lifestyle Anchors
Cappuccino
£3.95 / £3.20
Gasoline (1L)
£1.52 / £1.48
Gym Membership
£48 / £32
Cinema Ticket
£15 / £11.50
Ready to make the move?
47 doctor roles open in Birmingham right now. Your £0/month salary boost is one application away.
Browse Birmingham Roles →Featured Roles · Birmingham
Specialty Registrar — Internal Medicine
NHS Lothian · Birmingham · £51,017–£58,398
GP Partner — Birmingham City Centre
Private Practice · Birmingham · £90,000–£120,000
Listings powered by NHS Jobs · Reed.co.uk · Indeed
Top Financial Tools
On a doctor's salary (£37,000–£39,000), these cards are matched to your income level and suit the financial priorities of someone considering a city relocation.
Amex Preferred Rewards Gold
Best for relocation rewards
Barclaycard Avios Plus
Best for Nottingham ↔ Birmingham travel
Chase UK Cashback
Best for everyday Birmingham spending
Frequently asked questions
Updated Q1 2026 · Sources: NHS Employers, ONS ASHE 2025, Revenue Scotland
Do doctors earn more in Nottingham than Birmingham? ▾
Yes. A foundation doctor earns £37,068 in Nottingham (including Nottingham HCAS) versus £37,068 in Birmingham. However after rent and living costs, Birmingham doctors have approximately £0 more disposable income per month.
What is the take-home pay for a doctor in Nottingham vs Birmingham? ▾
On £37,068 (Nottingham), take-home is approximately £2,517/month after tax and NI. On £37,068 (Birmingham), take-home is £2,517/month. After average rent, Birmingham leaves £1,667/month vs Nottingham's £1,667/month.
Is Birmingham cheaper than Nottingham for doctors? ▾
Yes — significantly. Birmingham's average 1-bed rent is £850/month vs Nottingham's £850/month. Birmingham's overall cost-of-living index is 72 vs Nottingham's 100. A doctor's Birmingham salary delivers 28% more purchasing power than the equivalent Nottingham salary.
Is the tax rate different in Scotland for doctors? ▾
Yes. Scotland has its own income tax bands. At foundation doctor salary levels (£37,068), Scottish taxpayers pay approximately £168/year more than an equivalent English salary due to the 21% intermediate rate band. This small premium is far outweighed by Birmingham's lower housing costs.
What salary in Birmingham matches a Nottingham doctor lifestyle? ▾
Because Birmingham's cost of living is 28% lower than Nottingham, a doctor earning £37,068 in Birmingham maintains a significantly better lifestyle than the equivalent Nottingham salary of £37,068. No adjustment is needed — Birmingham's lower salary delivers more disposable income.
Open roles matching this comparison