Product Manager · City comparison · 2026
Cardiff vs Newcastle
Newcastle wins on purchasing power. Newcastle product managers have £247/month more disposable income after rent than their Cardiff counterparts.
Cardiff salary
£58,000
£3,683/mo take-home
Newcastle salary
£60,000
£3,780/mo take-home
Newcastle wins by
+£247
per month after rent
Winner on purchasing power
Newcastle
After paying rent, a product manager in Newcastle retains £247/month more than in Cardiff — that's £2,964/year extra in purchasing power.
+£247
per month
Cardiff
View full breakdown →
Gross salary
£58,000
Net monthly
£3,683
Rent (1-bed)
£900
Rent-to-income
24% — Comfortable
After rent
£2,783
Newcastle
View full breakdown →
Gross salary
£60,000
Net monthly
£3,780
Rent (1-bed)
£750
Rent-to-income
20% — Comfortable
After rent
£3,030
Cost-of-living equivalence
Based on a cost-of-living index of 64 for Cardiff and 61 for Newcastle, a salary of £58,000 in Cardiff delivers equivalent purchasing power to £55,300 in Newcastle.
Cardiff £58,000 ≈
£55,300
in Newcastle
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Cardiff
60%
Newcastle
65%
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
Cappuccino
Cardiff
£2.43
Newcastle
£2.32
Transit (single trip)
Cardiff
£1.19
Newcastle
£1.79
Gym membership
Cardiff
£35/mo
Newcastle
£34/mo
Cinema ticket
Cardiff
£10.24
Newcastle
£9.76
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Frequently asked questions
Does a product manager earn more in Cardiff or Newcastle? +
Cardiff pays a median £58,000 vs £60,000 in Newcastle
— a gross difference of £2,000.
However, after accounting for rent and living costs, Newcastle professionals
have £247/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a product manager in Cardiff vs Newcastle? +
In Cardiff: gross £58,000 → £3,683/month net take-home.
In Newcastle: gross £60,000 → £3,780/month net take-home.
After paying median 1-bed rent, Cardiff leaves £2,783/month
vs Newcastle's £3,030/month.
What salary in Newcastle matches Cardiff purchasing power? +
Approximately £55,300 in Newcastle delivers equivalent purchasing power to
£58,000 in Cardiff, based on a cost-of-living index of
64 (Cardiff) vs 61 (Newcastle).
Is Cardiff or Newcastle cheaper to live in? +
Newcastle is cheaper overall, with a cost-of-living index of 61 vs 64 for Cardiff (London = 100).
Rent in Cardiff averages £900/month (1-bed)
vs £750/month in Newcastle.
What is the rent-to-income ratio for a product manager in Cardiff? +
A product manager in Cardiff earning £58,000 takes home
£3,683/month. With median 1-bed rent of £900/month,
the rent-to-income ratio is 24%
(comfortable).
In Newcastle the equivalent ratio is 20%.