Winner on purchasing power
Cambridge
After paying rent, a accountant (qualified) in Cambridge retains
£122/month more than in Leicester —
that's £1,464/year extra in purchasing power.
Cambridge
View full breakdown →
Gross salary
£57,000
Net monthly
£3,635
Rent (1-bed)
£1,500
Rent-to-income
41% — Stretched
After rent
£2,135
Leicester
View full breakdown →
Gross salary
£42,000
Net monthly
£2,813
Rent (1-bed)
£800
Rent-to-income
28% — Comfortable
After rent
£2,013
Cambridge vs Leicester: what the £122/month gap means for a accountant (qualified)
On paper, Cambridge accountant (qualified) roles pay £15,000/year
more than Leicester. But take-home after tax and National Insurance tells a
different story — Cambridge workers keep £3,635/month versus
£2,813/month in Leicester.
The bigger picture is after rent. Average Cambridge rent runs £1,500/month
versus £800/month in Leicester. Once housing costs are factored in,
Cambridge workers have £2,135/month
disposable income versus £2,013/month in Leicester —
that is £1,464/year in real spending power.
Cambridge's rent-to-income ratio of 41%
compares favourably to Leicester's 28%.
Monthly cost comparison
All figures monthly · 2025/26
| Category |
Cambridge |
Leicester |
Delta |
| Rent (1-bed median) |
£1,500 |
£800 |
-47% |
| Transport |
£75 |
£62 |
-17% |
| Council tax |
£155 |
£118 |
-24% |
| Groceries |
£300 |
£258 |
-14% |
| Disposable income remaining |
£1,465 |
£1,442 |
-2% |
Sources: ONS ASHE 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025
Cost-of-living equivalence
Based on a cost-of-living index of 87 for Cambridge
and 63 for Leicester,
a salary of £57,000 in Cambridge delivers
equivalent purchasing power to £41,300 in Leicester.
Cambridge £57,000 ≈
£41,300
in Leicester
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
Cappuccino
Cambridge
£3.31
Leicester
£2.39
Transit (single trip)
Cambridge
£1.79
Leicester
£1.48
Gym membership
Cambridge
£48/mo
Leicester
£35/mo
Cinema ticket
Cambridge
£13.92
Leicester
£10.08
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Frequently asked questions
Does a accountant (qualified) earn more in Cambridge or Leicester?
+
Cambridge pays a median £57,000 vs £42,000 in Leicester
— a gross difference of £15,000.
However, after accounting for rent and living costs, Cambridge professionals
have £122/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a accountant (qualified) in Cambridge vs Leicester?
+
In Cambridge: gross £57,000 → £3,635/month net take-home.
In Leicester: gross £42,000 → £2,813/month net take-home.
After paying median 1-bed rent, Cambridge leaves £2,135/month
vs Leicester's £2,013/month.
What salary in Leicester matches Cambridge purchasing power?
+
Approximately £41,300 in Leicester delivers equivalent purchasing power to
£57,000 in Cambridge, based on a cost-of-living index of
87 (Cambridge) vs 63 (Leicester).
Is Cambridge or Leicester cheaper to live in?
+
Leicester is cheaper overall, with a cost-of-living index of 63 vs 87 for Cambridge (London = 100).
Rent in Cambridge averages £1,500/month (1-bed)
vs £800/month in Leicester.
What is the rent-to-income ratio for a accountant (qualified) in Cambridge?
+
A accountant (qualified) in Cambridge earning £57,000 takes home
£3,635/month. With median 1-bed rent of £1,500/month,
the rent-to-income ratio is 41%
(stretched).
In Leicester the equivalent ratio is 28%.