Accountant (Qualified) · City comparison · 2026

Edinburgh vs Exeter

Edinburgh wins on purchasing power. Edinburgh accountant (qualified)s have £129/month more disposable income after rent than their Exeter counterparts.

Edinburgh salary
£42,000
£2,802/mo take-home
Exeter salary
£38,000
£2,573/mo take-home
Edinburgh wins by
+£129
per month after rent
Winner on purchasing power
Edinburgh

After paying rent, a accountant (qualified) in Edinburgh retains £129/month more than in Exeter — that's £1,548/year extra in purchasing power.

+£129
per month
Edinburgh
View full breakdown →
Gross salary £42,000
Net monthly £2,802
Rent (1-bed) £1,100
Rent-to-income 39% — Stretched
After rent £1,702
Exeter
View full breakdown →
Gross salary £38,000
Net monthly £2,573
Rent (1-bed) £1,000
Rent-to-income 39% — Stretched
After rent £1,573

Edinburgh vs Exeter: what the £129/month gap means for a accountant (qualified)

On paper, Edinburgh accountant (qualified) roles pay £4,000/year more than Exeter. But take-home after tax and National Insurance tells a different story — Edinburgh workers keep £2,802/month versus £2,573/month in Exeter.

The bigger picture is after rent. Average Edinburgh rent runs £1,100/month versus £1,000/month in Exeter. Once housing costs are factored in, Edinburgh workers have £1,702/month disposable income versus £1,573/month in Exeter — that is £1,548/year in real spending power.

Edinburgh's rent-to-income ratio of 39% compares favourably to Exeter's 39%.

Monthly cost comparison

All figures monthly · 2025/26

Category Edinburgh Exeter Delta
Rent (1-bed median) £1,100 £1,000 -9%
Transport £62 £68 +10%
Council tax £155 £125 -19%
Groceries £280 £272 -3%
Disposable income remaining £1,075 £973 -9%

Sources: ONS 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 72 for Edinburgh and 70 for Exeter, a salary of £42,000 in Edinburgh delivers equivalent purchasing power to £40,850 in Exeter.

Edinburgh £42,000 ≈
£40,850
in Exeter

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Edinburgh 38%
Exeter 38%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Edinburgh £2.74
Exeter £2.66
Transit (single trip)
Edinburgh £1.48
Exeter £1.62
Gym membership
Edinburgh £40/mo
Exeter £39/mo
Cinema ticket
Edinburgh £11.52
Exeter £11.20

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Frequently asked questions

Does a accountant (qualified) earn more in Edinburgh or Exeter? +
Edinburgh pays a median £42,000 vs £38,000 in Exeter — a gross difference of £4,000. However, after accounting for rent and living costs, Edinburgh professionals have £129/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a accountant (qualified) in Edinburgh vs Exeter? +
In Edinburgh: gross £42,000£2,802/month net take-home. In Exeter: gross £38,000£2,573/month net take-home. After paying median 1-bed rent, Edinburgh leaves £1,702/month vs Exeter's £1,573/month.
What salary in Exeter matches Edinburgh purchasing power? +
Approximately £40,850 in Exeter delivers equivalent purchasing power to £42,000 in Edinburgh, based on a cost-of-living index of 72 (Edinburgh) vs 70 (Exeter).
Is Edinburgh or Exeter cheaper to live in? +
Exeter is cheaper overall, with a cost-of-living index of 70 vs 72 for Edinburgh (London = 100). Rent in Edinburgh averages £1,100/month (1-bed) vs £1,000/month in Exeter.
What is the rent-to-income ratio for a accountant (qualified) in Edinburgh? +
A accountant (qualified) in Edinburgh earning £42,000 takes home £2,802/month. With median 1-bed rent of £1,100/month, the rent-to-income ratio is 39% (stretched). In Exeter the equivalent ratio is 39%.

Explore further

Affordability and salary breakdowns for Edinburgh and Exeter

Afford Edinburgh on £40,000? Afford Exeter on £40,000? Standard of living: Accountant (Qualified) in Edinburgh Standard of living: Accountant (Qualified) in Exeter

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge