Accountant (Qualified) · City comparison · 2026

London vs Bristol

London wins on purchasing power. London accountant (qualified)s have £10/month more disposable income after rent than their Bristol counterparts.

London salary
£58,000
£3,683/mo take-home
Bristol salary
£43,000
£2,873/mo take-home
London wins by
+£10
per month after rent
Winner on purchasing power
London

After paying rent, a accountant (qualified) in London retains £10/month more than in Bristol — that's £120/year extra in purchasing power.

+£10
per month
London
View full breakdown →
Gross salary £58,000
Net monthly £3,683
Rent (1-bed) £2,150
Rent-to-income 58% — High pressure
After rent £1,533
Bristol
View full breakdown →
Gross salary £43,000
Net monthly £2,873
Rent (1-bed) £1,350
Rent-to-income 47% — High pressure
After rent £1,523

London vs Bristol: what the £10/month gap means for a accountant (qualified)

On paper, London accountant (qualified) roles pay £15,000/year more than Bristol. But take-home after tax and National Insurance tells a different story — London workers keep £3,683/month versus £2,873/month in Bristol.

The bigger picture is after rent. Average London rent runs £2,150/month versus £1,350/month in Bristol. Once housing costs are factored in, London workers have £1,533/month disposable income versus £1,523/month in Bristol — that is £120/year in real spending power.

London's rent-to-income ratio of 58% compares favourably to Bristol's 47%.

Monthly cost comparison

All figures monthly · 2025/26

Category London Bristol Delta
Rent (1-bed median) £2,150 £1,350 -37%
Transport £185 £80 -57%
Council tax £165 £148 -10%
Groceries £320 £285 -11%
Disposable income remaining £721 £874 +21%

Sources: ONS 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 100 for London and 75 for Bristol, a salary of £58,000 in London delivers equivalent purchasing power to £43,500 in Bristol.

London £58,000 ≈
£43,500
in Bristol

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

London 20%
Bristol 30%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
London £3.80
Bristol £2.85
Transit (single trip)
London £4.40
Bristol £1.90
Gym membership
London £55/mo
Bristol £41/mo
Cinema ticket
London £16.00
Bristol £12.00

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Frequently asked questions

Does a accountant (qualified) earn more in London or Bristol? +
London pays a median £58,000 vs £43,000 in Bristol — a gross difference of £15,000. However, after accounting for rent and living costs, London professionals have £10/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a accountant (qualified) in London vs Bristol? +
In London: gross £58,000£3,683/month net take-home. In Bristol: gross £43,000£2,873/month net take-home. After paying median 1-bed rent, London leaves £1,533/month vs Bristol's £1,523/month.
What salary in Bristol matches London purchasing power? +
Approximately £43,500 in Bristol delivers equivalent purchasing power to £58,000 in London, based on a cost-of-living index of 100 (London) vs 75 (Bristol).
Is London or Bristol cheaper to live in? +
Bristol is cheaper overall, with a cost-of-living index of 75 vs 100 for London (London = 100). Rent in London averages £2,150/month (1-bed) vs £1,350/month in Bristol.
What is the rent-to-income ratio for a accountant (qualified) in London? +
A accountant (qualified) in London earning £58,000 takes home £3,683/month. With median 1-bed rent of £2,150/month, the rent-to-income ratio is 58% (high pressure). In Bristol the equivalent ratio is 47%.

Explore further

Affordability and salary breakdowns for London and Bristol

Afford London on £60,000? Afford Bristol on £45,000? Salary equivalence: London → Bristol Standard of living: Accountant (Qualified) in London Standard of living: Accountant (Qualified) in Bristol

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge