London vs Leeds
Leeds wins on purchasing power. Leeds accountant (qualified)s have £380/month more disposable income after rent than their London counterparts.
After paying rent, a accountant (qualified) in Leeds retains £380/month more than in London — that's £4,560/year extra in purchasing power.
London vs Leeds: what the £380/month gap means for a accountant (qualified)
On paper, London accountant (qualified) roles pay £16,000/year more than Leeds. But take-home after tax and National Insurance tells a different story — London workers keep £3,683/month versus £2,813/month in Leeds.
The bigger picture is after rent. Average London rent runs £2,150/month versus £900/month in Leeds. Once housing costs are factored in, Leeds workers have £1,913/month disposable income versus £1,533/month in London — that is £4,560/year in real spending power.
Leeds's rent-to-income ratio of 32% compares favourably to London's 58%.
For accountant (qualified)s prioritising financial freedom, Leeds delivers significantly more disposable income despite lower gross pay.
Cost-of-living equivalence
Based on a cost-of-living index of 100 for London and 66 for Leeds, a salary of £58,000 in London delivers equivalent purchasing power to £38,300 in Leeds.
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
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