Winner on purchasing power
Liverpool
After paying rent, a data / business analyst in Liverpool retains
£141/month more than in Aberdeen —
that's £1,692/year extra in purchasing power.
Aberdeen
View full breakdown →
Gross salary
£42,000
Net monthly
£2,802
Rent (1-bed)
£1,050
Rent-to-income
37% — Stretched
After rent
£1,752
Liverpool
View full breakdown →
Gross salary
£40,000
Net monthly
£2,693
Rent (1-bed)
£800
Rent-to-income
30% — Comfortable
After rent
£1,893
Aberdeen vs Liverpool: what the £141/month gap means for a data / business analyst
On paper, Aberdeen data / business analyst roles pay £2,000/year
more than Liverpool. But take-home after tax and National Insurance tells a
different story — Aberdeen workers keep £2,802/month versus
£2,693/month in Liverpool.
The bigger picture is after rent. Average Aberdeen rent runs £1,050/month
versus £800/month in Liverpool. Once housing costs are factored in,
Liverpool workers have £1,893/month
disposable income versus £1,752/month in Aberdeen —
that is £1,692/year in real spending power.
Liverpool's rent-to-income ratio of 30%
compares favourably to Aberdeen's 37%.
Monthly cost comparison
All figures monthly · 2025/26
| Category |
Aberdeen |
Liverpool |
Delta |
| Rent (1-bed median) |
£1,050 |
£800 |
-24% |
| Transport |
£60 |
£70 |
+17% |
| Council tax |
£148 |
£115 |
-22% |
| Groceries |
£285 |
£260 |
-9% |
| Disposable income remaining |
£1,119 |
£1,315 |
+18% |
Sources: ONS 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025
Cost-of-living equivalence
Based on a cost-of-living index of 73 for Aberdeen
and 62 for Liverpool,
a salary of £42,000 in Aberdeen delivers
equivalent purchasing power to £35,650 in Liverpool.
Aberdeen £42,000 ≈
£35,650
in Liverpool
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
Cappuccino
Aberdeen
£2.77
Liverpool
£2.36
Transit (single trip)
Aberdeen
£1.43
Liverpool
£1.67
Gym membership
Aberdeen
£40/mo
Liverpool
£34/mo
Cinema ticket
Aberdeen
£11.68
Liverpool
£9.92
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Frequently asked questions
Does a data / business analyst earn more in Aberdeen or Liverpool?
+
Aberdeen pays a median £42,000 vs £40,000 in Liverpool
— a gross difference of £2,000.
However, after accounting for rent and living costs, Liverpool professionals
have £141/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a data / business analyst in Aberdeen vs Liverpool?
+
In Aberdeen: gross £42,000 → £2,802/month net take-home.
In Liverpool: gross £40,000 → £2,693/month net take-home.
After paying median 1-bed rent, Aberdeen leaves £1,752/month
vs Liverpool's £1,893/month.
What salary in Liverpool matches Aberdeen purchasing power?
+
Approximately £35,650 in Liverpool delivers equivalent purchasing power to
£42,000 in Aberdeen, based on a cost-of-living index of
73 (Aberdeen) vs 62 (Liverpool).
Is Aberdeen or Liverpool cheaper to live in?
+
Liverpool is cheaper overall, with a cost-of-living index of 62 vs 73 for Aberdeen (London = 100).
Rent in Aberdeen averages £1,050/month (1-bed)
vs £800/month in Liverpool.
What is the rent-to-income ratio for a data / business analyst in Aberdeen?
+
A data / business analyst in Aberdeen earning £42,000 takes home
£2,802/month. With median 1-bed rent of £1,050/month,
the rent-to-income ratio is 37%
(stretched).
In Liverpool the equivalent ratio is 30%.