Winner on purchasing power
Liverpool
After paying rent, a data / business analyst in Liverpool retains
£190/month more than in Bristol —
that's £2,280/year extra in purchasing power.
Bristol
View full breakdown →
Gross salary
£46,000
Net monthly
£3,053
Rent (1-bed)
£1,350
Rent-to-income
44% — Stretched
After rent
£1,703
Liverpool
View full breakdown →
Gross salary
£40,000
Net monthly
£2,693
Rent (1-bed)
£800
Rent-to-income
30% — Comfortable
After rent
£1,893
Bristol vs Liverpool: what the £190/month gap means for a data / business analyst
On paper, Bristol data / business analyst roles pay £6,000/year
more than Liverpool. But take-home after tax and National Insurance tells a
different story — Bristol workers keep £3,053/month versus
£2,693/month in Liverpool.
The bigger picture is after rent. Average Bristol rent runs £1,350/month
versus £800/month in Liverpool. Once housing costs are factored in,
Liverpool workers have £1,893/month
disposable income versus £1,703/month in Bristol —
that is £2,280/year in real spending power.
Liverpool's rent-to-income ratio of 30%
compares favourably to Bristol's 44%.
Monthly cost comparison
All figures monthly · 2025/26
| Category |
Bristol |
Liverpool |
Delta |
| Rent (1-bed median) |
£1,350 |
£800 |
-41% |
| Transport |
£80 |
£70 |
-12% |
| Council tax |
£148 |
£115 |
-22% |
| Groceries |
£285 |
£260 |
-9% |
| Disposable income remaining |
£1,054 |
£1,315 |
+25% |
Sources: ONS 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025
Cost-of-living equivalence
Based on a cost-of-living index of 75 for Bristol
and 62 for Liverpool,
a salary of £46,000 in Bristol delivers
equivalent purchasing power to £38,050 in Liverpool.
Bristol £46,000 ≈
£38,050
in Liverpool
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
Cappuccino
Bristol
£2.85
Liverpool
£2.36
Transit (single trip)
Bristol
£1.90
Liverpool
£1.67
Gym membership
Bristol
£41/mo
Liverpool
£34/mo
Cinema ticket
Bristol
£12.00
Liverpool
£9.92
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Frequently asked questions
Does a data / business analyst earn more in Bristol or Liverpool?
+
Bristol pays a median £46,000 vs £40,000 in Liverpool
— a gross difference of £6,000.
However, after accounting for rent and living costs, Liverpool professionals
have £190/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a data / business analyst in Bristol vs Liverpool?
+
In Bristol: gross £46,000 → £3,053/month net take-home.
In Liverpool: gross £40,000 → £2,693/month net take-home.
After paying median 1-bed rent, Bristol leaves £1,703/month
vs Liverpool's £1,893/month.
What salary in Liverpool matches Bristol purchasing power?
+
Approximately £38,050 in Liverpool delivers equivalent purchasing power to
£46,000 in Bristol, based on a cost-of-living index of
75 (Bristol) vs 62 (Liverpool).
Is Bristol or Liverpool cheaper to live in?
+
Liverpool is cheaper overall, with a cost-of-living index of 62 vs 75 for Bristol (London = 100).
Rent in Bristol averages £1,350/month (1-bed)
vs £800/month in Liverpool.
What is the rent-to-income ratio for a data / business analyst in Bristol?
+
A data / business analyst in Bristol earning £46,000 takes home
£3,053/month. With median 1-bed rent of £1,350/month,
the rent-to-income ratio is 44%
(stretched).
In Liverpool the equivalent ratio is 30%.