Data / Business Analyst · City comparison · 2026

Bristol vs Oxford

Oxford wins on purchasing power. Oxford data / business analysts have £240/month more disposable income after rent than their Bristol counterparts.

Bristol salary
£46,000
£3,053/mo take-home
Oxford salary
£52,000
£3,393/mo take-home
Oxford wins by
+£240
per month after rent
Winner on purchasing power
Oxford

After paying rent, a data / business analyst in Oxford retains £240/month more than in Bristol — that's £2,880/year extra in purchasing power.

+£240
per month
Bristol
View full breakdown →
Gross salary £46,000
Net monthly £3,053
Rent (1-bed) £1,350
Rent-to-income 44% — Stretched
After rent £1,703
Oxford
View full breakdown →
Gross salary £52,000
Net monthly £3,393
Rent (1-bed) £1,450
Rent-to-income 43% — Stretched
After rent £1,943

Bristol vs Oxford: what the £240/month gap means for a data / business analyst

On paper, Bristol data / business analyst roles pay £6,000/year less than Oxford. But take-home after tax and National Insurance tells a different story — Bristol workers keep £3,053/month versus £3,393/month in Oxford.

The bigger picture is after rent. Average Bristol rent runs £1,350/month versus £1,450/month in Oxford. Once housing costs are factored in, Oxford workers have £1,943/month disposable income versus £1,703/month in Bristol — that is £2,880/year in real spending power.

Oxford's rent-to-income ratio of 43% compares favourably to Bristol's 44%.

For data / business analysts prioritising financial freedom, Oxford delivers significantly more disposable income despite comparable gross pay.

Monthly cost comparison

All figures monthly · 2025/26

Category Bristol Oxford Delta
Rent (1-bed median) £1,350 £1,450 +7%
Transport £80 £80 0%
Council tax £148 £155 +5%
Groceries £285 £300 +5%
Disposable income remaining £1,054 £1,268 +20%

Sources: ONS 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 75 for Bristol and 85 for Oxford, a salary of £46,000 in Bristol delivers equivalent purchasing power to £52,150 in Oxford.

Bristol £46,000 ≈
£52,150
in Oxford

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Bristol 35%
Oxford 37%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Bristol £2.85
Oxford £3.23
Transit (single trip)
Bristol £1.90
Oxford £1.90
Gym membership
Bristol £41/mo
Oxford £47/mo
Cinema ticket
Bristol £12.00
Oxford £13.60

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Frequently asked questions

Does a data / business analyst earn more in Bristol or Oxford? +
Bristol pays a median £46,000 vs £52,000 in Oxford — a gross difference of £6,000. However, after accounting for rent and living costs, Oxford professionals have £240/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a data / business analyst in Bristol vs Oxford? +
In Bristol: gross £46,000£3,053/month net take-home. In Oxford: gross £52,000£3,393/month net take-home. After paying median 1-bed rent, Bristol leaves £1,703/month vs Oxford's £1,943/month.
What salary in Oxford matches Bristol purchasing power? +
Approximately £52,150 in Oxford delivers equivalent purchasing power to £46,000 in Bristol, based on a cost-of-living index of 75 (Bristol) vs 85 (Oxford).
Is Bristol or Oxford cheaper to live in? +
Bristol is cheaper overall, with a cost-of-living index of 75 vs 85 for Oxford (London = 100). Rent in Bristol averages £1,350/month (1-bed) vs £1,450/month in Oxford.
What is the rent-to-income ratio for a data / business analyst in Bristol? +
A data / business analyst in Bristol earning £46,000 takes home £3,053/month. With median 1-bed rent of £1,350/month, the rent-to-income ratio is 44% (stretched). In Oxford the equivalent ratio is 43%.

Explore further

Affordability and salary breakdowns for Bristol and Oxford

Afford Bristol on £45,000? Afford Oxford on £50,000? Salary equivalence: Bristol → Oxford Standard of living: Data / Business Analyst in Bristol Standard of living: Data / Business Analyst in Oxford

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge