Data / Business Analyst · City comparison · 2026

Cambridge vs Edinburgh

Cambridge wins on purchasing power. Cambridge data / business analysts have £176/month more disposable income after rent than their Edinburgh counterparts.

Cambridge salary
£54,000
£3,490/mo take-home
Edinburgh salary
£44,000
£2,914/mo take-home
Cambridge wins by
+£176
per month after rent
Winner on purchasing power
Cambridge

After paying rent, a data / business analyst in Cambridge retains £176/month more than in Edinburgh — that's £2,112/year extra in purchasing power.

+£176
per month
Cambridge
View full breakdown →
Gross salary £54,000
Net monthly £3,490
Rent (1-bed) £1,500
Rent-to-income 43% — Stretched
After rent £1,990
Edinburgh
View full breakdown →
Gross salary £44,000
Net monthly £2,914
Rent (1-bed) £1,100
Rent-to-income 38% — Stretched
After rent £1,814

Cambridge vs Edinburgh: what the £176/month gap means for a data / business analyst

On paper, Cambridge data / business analyst roles pay £10,000/year more than Edinburgh. But take-home after tax and National Insurance tells a different story — Cambridge workers keep £3,490/month versus £2,914/month in Edinburgh.

The bigger picture is after rent. Average Cambridge rent runs £1,500/month versus £1,100/month in Edinburgh. Once housing costs are factored in, Cambridge workers have £1,990/month disposable income versus £1,814/month in Edinburgh — that is £2,112/year in real spending power.

Cambridge's rent-to-income ratio of 43% compares favourably to Edinburgh's 38%.

Monthly cost comparison

All figures monthly · 2025/26

Category Cambridge Edinburgh Delta
Rent (1-bed median) £1,500 £1,100 -27%
Transport £75 £62 -17%
Council tax £155 £155 0%
Groceries £300 £280 -7%
Disposable income remaining £1,320 £1,187 -10%

Sources: ONS ASHE 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 87 for Cambridge and 72 for Edinburgh, a salary of £54,000 in Cambridge delivers equivalent purchasing power to £44,700 in Edinburgh.

Cambridge £54,000 ≈
£44,700
in Edinburgh

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Cambridge 38%
Edinburgh 41%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Cambridge £3.31
Edinburgh £2.74
Transit (single trip)
Cambridge £1.79
Edinburgh £1.48
Gym membership
Cambridge £48/mo
Edinburgh £40/mo
Cinema ticket
Cambridge £13.92
Edinburgh £11.52

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Frequently asked questions

Does a data / business analyst earn more in Cambridge or Edinburgh? +
Cambridge pays a median £54,000 vs £44,000 in Edinburgh — a gross difference of £10,000. However, after accounting for rent and living costs, Cambridge professionals have £176/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a data / business analyst in Cambridge vs Edinburgh? +
In Cambridge: gross £54,000£3,490/month net take-home. In Edinburgh: gross £44,000£2,914/month net take-home. After paying median 1-bed rent, Cambridge leaves £1,990/month vs Edinburgh's £1,814/month.
What salary in Edinburgh matches Cambridge purchasing power? +
Approximately £44,700 in Edinburgh delivers equivalent purchasing power to £54,000 in Cambridge, based on a cost-of-living index of 87 (Cambridge) vs 72 (Edinburgh).
Is Cambridge or Edinburgh cheaper to live in? +
Edinburgh is cheaper overall, with a cost-of-living index of 72 vs 87 for Cambridge (London = 100). Rent in Cambridge averages £1,500/month (1-bed) vs £1,100/month in Edinburgh.
What is the rent-to-income ratio for a data / business analyst in Cambridge? +
A data / business analyst in Cambridge earning £54,000 takes home £3,490/month. With median 1-bed rent of £1,500/month, the rent-to-income ratio is 43% (stretched). In Edinburgh the equivalent ratio is 38%.

Explore further

Affordability and salary breakdowns for Cambridge and Edinburgh

Afford Cambridge on £55,000? Afford Edinburgh on £45,000? Salary equivalence: Cambridge → Edinburgh Standard of living: Data / Business Analyst in Cambridge Standard of living: Data / Business Analyst in Edinburgh

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge