Edinburgh vs Liverpool
Liverpool wins on purchasing power. Liverpool data / business analysts have £79/month more disposable income after rent than their Edinburgh counterparts.
After paying rent, a data / business analyst in Liverpool retains £79/month more than in Edinburgh — that's £948/year extra in purchasing power.
Edinburgh vs Liverpool: what the £79/month gap means for a data / business analyst
On paper, Edinburgh data / business analyst roles pay £4,000/year more than Liverpool. But take-home after tax and National Insurance tells a different story — Edinburgh workers keep £2,914/month versus £2,693/month in Liverpool.
The bigger picture is after rent. Average Edinburgh rent runs £1,100/month versus £800/month in Liverpool. Once housing costs are factored in, Liverpool workers have £1,893/month disposable income versus £1,814/month in Edinburgh — that is £948/year in real spending power.
Liverpool's rent-to-income ratio of 30% compares favourably to Edinburgh's 38%.
Cost-of-living equivalence
Based on a cost-of-living index of 72 for Edinburgh and 62 for Liverpool, a salary of £44,000 in Edinburgh delivers equivalent purchasing power to £37,900 in Liverpool.
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
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