Edinburgh vs Oxford
Oxford wins on purchasing power. Oxford data / business analysts have £129/month more disposable income after rent than their Edinburgh counterparts.
After paying rent, a data / business analyst in Oxford retains £129/month more than in Edinburgh — that's £1,548/year extra in purchasing power.
Edinburgh vs Oxford: what the £129/month gap means for a data / business analyst
On paper, Edinburgh data / business analyst roles pay £8,000/year less than Oxford. But take-home after tax and National Insurance tells a different story — Edinburgh workers keep £2,914/month versus £3,393/month in Oxford.
The bigger picture is after rent. Average Edinburgh rent runs £1,100/month versus £1,450/month in Oxford. Once housing costs are factored in, Oxford workers have £1,943/month disposable income versus £1,814/month in Edinburgh — that is £1,548/year in real spending power.
Oxford's rent-to-income ratio of 43% compares favourably to Edinburgh's 38%.
Cost-of-living equivalence
Based on a cost-of-living index of 72 for Edinburgh and 85 for Oxford, a salary of £44,000 in Edinburgh delivers equivalent purchasing power to £51,950 in Oxford.
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
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