Liverpool vs York
Liverpool wins on purchasing power. Liverpool data / business analysts have £330/month more disposable income after rent than their York counterparts.
After paying rent, a data / business analyst in Liverpool retains £330/month more than in York — that's £3,960/year extra in purchasing power.
Liverpool vs York: what the £330/month gap means for a data / business analyst
On paper, Liverpool data / business analyst roles pay £3,000/year more than York. But take-home after tax and National Insurance tells a different story — Liverpool workers keep £2,693/month versus £2,513/month in York.
The bigger picture is after rent. Average Liverpool rent runs £800/month versus £950/month in York. Once housing costs are factored in, Liverpool workers have £1,893/month disposable income versus £1,563/month in York — that is £3,960/year in real spending power.
Liverpool's rent-to-income ratio of 30% compares favourably to York's 38%.
For data / business analysts prioritising financial freedom, Liverpool delivers significantly more disposable income despite comparable gross pay.
Cost-of-living equivalence
Based on a cost-of-living index of 62 for Liverpool and 68 for York, a salary of £40,000 in Liverpool delivers equivalent purchasing power to £43,850 in York.
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
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