Oxford vs Sheffield
Oxford wins on purchasing power. Oxford data / business analysts have £75/month more disposable income after rent than their Sheffield counterparts.
After paying rent, a data / business analyst in Oxford retains £75/month more than in Sheffield — that's £900/year extra in purchasing power.
Oxford vs Sheffield: what the £75/month gap means for a data / business analyst
On paper, Oxford data / business analyst roles pay £12,000/year more than Sheffield. But take-home after tax and National Insurance tells a different story — Oxford workers keep £3,393/month versus £2,693/month in Sheffield.
The bigger picture is after rent. Average Oxford rent runs £1,450/month versus £825/month in Sheffield. Once housing costs are factored in, Oxford workers have £1,943/month disposable income versus £1,868/month in Sheffield — that is £900/year in real spending power.
Oxford's rent-to-income ratio of 43% compares favourably to Sheffield's 31%.
Cost-of-living equivalence
Based on a cost-of-living index of 85 for Oxford and 63 for Sheffield, a salary of £52,000 in Oxford delivers equivalent purchasing power to £38,550 in Sheffield.
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
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