Cambridge vs Cardiff
Cambridge wins on purchasing power. Cambridge data analysts have £533/month more disposable income after rent than their Cardiff counterparts.
After paying rent, a data analyst in Cambridge retains £533/month more than in Cardiff — that's £6,396/year extra in purchasing power.
Cambridge vs Cardiff: what the £533/month gap means for a data analyst
On paper, Cambridge data analyst roles pay £20,000/year more than Cardiff. But take-home after tax and National Insurance tells a different story — Cambridge workers keep £3,586/month versus £2,453/month in Cardiff.
The bigger picture is after rent. Average Cambridge rent runs £1,500/month versus £900/month in Cardiff. Once housing costs are factored in, Cambridge workers have £2,086/month disposable income versus £1,553/month in Cardiff — that is £6,396/year in real spending power.
Cambridge's rent-to-income ratio of 42% compares favourably to Cardiff's 37%.
For data analysts prioritising financial freedom, Cambridge delivers significantly more disposable income despite comparable gross pay.
Cost-of-living equivalence
Based on a cost-of-living index of 87 for Cambridge and 64 for Cardiff, a salary of £56,000 in Cambridge delivers equivalent purchasing power to £41,200 in Cardiff.
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
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