Data Analyst · City comparison · 2026

Cardiff vs Leicester

Leicester wins on purchasing power. Leicester data analysts have £340/month more disposable income after rent than their Cardiff counterparts.

Cardiff salary
£36,000
£2,453/mo take-home
Leicester salary
£40,000
£2,693/mo take-home
Leicester wins by
+£340
per month after rent
Winner on purchasing power
Leicester

After paying rent, a data analyst in Leicester retains £340/month more than in Cardiff — that's £4,080/year extra in purchasing power.

+£340
per month
Cardiff
View full breakdown →
Gross salary £36,000
Net monthly £2,453
Rent (1-bed) £900
Rent-to-income 37% — Stretched
After rent £1,553
Leicester
View full breakdown →
Gross salary £40,000
Net monthly £2,693
Rent (1-bed) £800
Rent-to-income 30% — Comfortable
After rent £1,893

Cardiff vs Leicester: what the £340/month gap means for a data analyst

On paper, Cardiff data analyst roles pay £4,000/year less than Leicester. But take-home after tax and National Insurance tells a different story — Cardiff workers keep £2,453/month versus £2,693/month in Leicester.

The bigger picture is after rent. Average Cardiff rent runs £900/month versus £800/month in Leicester. Once housing costs are factored in, Leicester workers have £1,893/month disposable income versus £1,553/month in Cardiff — that is £4,080/year in real spending power.

Leicester's rent-to-income ratio of 30% compares favourably to Cardiff's 37%.

For data analysts prioritising financial freedom, Leicester delivers significantly more disposable income despite comparable gross pay.

Monthly cost comparison

All figures monthly · 2025/26

Category Cardiff Leicester Delta
Rent (1-bed median) £900 £800 -11%
Transport £50 £62 +24%
Council tax £132 £118 -11%
Groceries £255 £258 +1%
Disposable income remaining £983 £1,322 +34%

Sources: LinkedIn 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 64 for Cardiff and 63 for Leicester, a salary of £36,000 in Cardiff delivers equivalent purchasing power to £35,450 in Leicester.

Cardiff £36,000 ≈
£35,450
in Leicester

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Cardiff 40%
Leicester 49%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Cardiff £2.43
Leicester £2.39
Transit (single trip)
Cardiff £1.19
Leicester £1.48
Gym membership
Cardiff £35/mo
Leicester £35/mo
Cinema ticket
Cardiff £10.24
Leicester £10.08

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Frequently asked questions

Does a data analyst earn more in Cardiff or Leicester? +
Cardiff pays a median £36,000 vs £40,000 in Leicester — a gross difference of £4,000. However, after accounting for rent and living costs, Leicester professionals have £340/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a data analyst in Cardiff vs Leicester? +
In Cardiff: gross £36,000£2,453/month net take-home. In Leicester: gross £40,000£2,693/month net take-home. After paying median 1-bed rent, Cardiff leaves £1,553/month vs Leicester's £1,893/month.
What salary in Leicester matches Cardiff purchasing power? +
Approximately £35,450 in Leicester delivers equivalent purchasing power to £36,000 in Cardiff, based on a cost-of-living index of 64 (Cardiff) vs 63 (Leicester).
Is Cardiff or Leicester cheaper to live in? +
Leicester is cheaper overall, with a cost-of-living index of 63 vs 64 for Cardiff (London = 100). Rent in Cardiff averages £900/month (1-bed) vs £800/month in Leicester.
What is the rent-to-income ratio for a data analyst in Cardiff? +
A data analyst in Cardiff earning £36,000 takes home £2,453/month. With median 1-bed rent of £900/month, the rent-to-income ratio is 37% (stretched). In Leicester the equivalent ratio is 30%.

Explore further

Affordability and salary breakdowns for Cardiff and Leicester

Afford Cardiff on £35,000? Afford Leicester on £40,000? Standard of living: Data Analyst in Cardiff Standard of living: Data Analyst in Leicester

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge