Data Analyst · City comparison · 2026

Leeds vs Liverpool

Liverpool wins on purchasing power. Liverpool data analysts have £220/month more disposable income after rent than their Leeds counterparts.

Leeds salary
£40,000
£2,693/mo take-home
Liverpool salary
£42,000
£2,813/mo take-home
Liverpool wins by
+£220
per month after rent
Winner on purchasing power
Liverpool

After paying rent, a data analyst in Liverpool retains £220/month more than in Leeds — that's £2,640/year extra in purchasing power.

+£220
per month
Leeds
View full breakdown →
Gross salary £40,000
Net monthly £2,693
Rent (1-bed) £900
Rent-to-income 33% — Comfortable
After rent £1,793
Liverpool
View full breakdown →
Gross salary £42,000
Net monthly £2,813
Rent (1-bed) £800
Rent-to-income 28% — Comfortable
After rent £2,013

Leeds vs Liverpool: what the £220/month gap means for a data analyst

On paper, Leeds data analyst roles pay £2,000/year less than Liverpool. But take-home after tax and National Insurance tells a different story — Leeds workers keep £2,693/month versus £2,813/month in Liverpool.

The bigger picture is after rent. Average Leeds rent runs £900/month versus £800/month in Liverpool. Once housing costs are factored in, Liverpool workers have £2,013/month disposable income versus £1,793/month in Leeds — that is £2,640/year in real spending power.

Liverpool's rent-to-income ratio of 28% compares favourably to Leeds's 33%.

For data analysts prioritising financial freedom, Liverpool delivers significantly more disposable income despite comparable gross pay.

Monthly cost comparison

All figures monthly · 2025/26

Category Leeds Liverpool Delta
Rent (1-bed median) £900 £800 -11%
Transport £65 £70 +8%
Council tax £112 £115 +3%
Groceries £270 £260 -4%
Disposable income remaining £1,211 £1,435 +18%

Sources: LinkedIn 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 66 for Leeds and 62 for Liverpool, a salary of £40,000 in Leeds delivers equivalent purchasing power to £37,600 in Liverpool.

Leeds £40,000 ≈
£37,600
in Liverpool

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Leeds 45%
Liverpool 51%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Leeds £2.51
Liverpool £2.36
Transit (single trip)
Leeds £1.55
Liverpool £1.67
Gym membership
Leeds £36/mo
Liverpool £34/mo
Cinema ticket
Leeds £10.56
Liverpool £9.92

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Frequently asked questions

Does a data analyst earn more in Leeds or Liverpool? +
Leeds pays a median £40,000 vs £42,000 in Liverpool — a gross difference of £2,000. However, after accounting for rent and living costs, Liverpool professionals have £220/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a data analyst in Leeds vs Liverpool? +
In Leeds: gross £40,000£2,693/month net take-home. In Liverpool: gross £42,000£2,813/month net take-home. After paying median 1-bed rent, Leeds leaves £1,793/month vs Liverpool's £2,013/month.
What salary in Liverpool matches Leeds purchasing power? +
Approximately £37,600 in Liverpool delivers equivalent purchasing power to £40,000 in Leeds, based on a cost-of-living index of 66 (Leeds) vs 62 (Liverpool).
Is Leeds or Liverpool cheaper to live in? +
Liverpool is cheaper overall, with a cost-of-living index of 62 vs 66 for Leeds (London = 100). Rent in Leeds averages £900/month (1-bed) vs £800/month in Liverpool.
What is the rent-to-income ratio for a data analyst in Leeds? +
A data analyst in Leeds earning £40,000 takes home £2,693/month. With median 1-bed rent of £900/month, the rent-to-income ratio is 33% (comfortable). In Liverpool the equivalent ratio is 28%.

Explore further

Affordability and salary breakdowns for Leeds and Liverpool

Afford Leeds on £40,000? Afford Liverpool on £40,000? Salary equivalence: Leeds → Liverpool Standard of living: Data Analyst in Leeds Standard of living: Data Analyst in Liverpool

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge