Data Analyst · City comparison · 2026

Liverpool vs Nottingham

Liverpool wins on purchasing power. Liverpool data analysts have £290/month more disposable income after rent than their Nottingham counterparts.

Liverpool salary
£42,000
£2,813/mo take-home
Nottingham salary
£38,000
£2,573/mo take-home
Liverpool wins by
+£290
per month after rent
Winner on purchasing power
Liverpool

After paying rent, a data analyst in Liverpool retains £290/month more than in Nottingham — that's £3,480/year extra in purchasing power.

+£290
per month
Liverpool
View full breakdown →
Gross salary £42,000
Net monthly £2,813
Rent (1-bed) £800
Rent-to-income 28% — Comfortable
After rent £2,013
Nottingham
View full breakdown →
Gross salary £38,000
Net monthly £2,573
Rent (1-bed) £850
Rent-to-income 33% — Comfortable
After rent £1,723

Liverpool vs Nottingham: what the £290/month gap means for a data analyst

On paper, Liverpool data analyst roles pay £4,000/year more than Nottingham. But take-home after tax and National Insurance tells a different story — Liverpool workers keep £2,813/month versus £2,573/month in Nottingham.

The bigger picture is after rent. Average Liverpool rent runs £800/month versus £850/month in Nottingham. Once housing costs are factored in, Liverpool workers have £2,013/month disposable income versus £1,723/month in Nottingham — that is £3,480/year in real spending power.

Liverpool's rent-to-income ratio of 28% compares favourably to Nottingham's 33%.

For data analysts prioritising financial freedom, Liverpool delivers significantly more disposable income despite comparable gross pay.

Monthly cost comparison

All figures monthly · 2025/26

Category Liverpool Nottingham Delta
Rent (1-bed median) £800 £850 +6%
Transport £70 £58 -17%
Council tax £115 £118 +3%
Groceries £260 £260 0%
Disposable income remaining £1,435 £1,154 -20%

Sources: ONS ASHE 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 62 for Liverpool and 63 for Nottingham, a salary of £42,000 in Liverpool delivers equivalent purchasing power to £42,700 in Nottingham.

Liverpool £42,000 ≈
£42,700
in Nottingham

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Liverpool 51%
Nottingham 45%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Liverpool £2.36
Nottingham £2.39
Transit (single trip)
Liverpool £1.67
Nottingham £1.38
Gym membership
Liverpool £34/mo
Nottingham £35/mo
Cinema ticket
Liverpool £9.92
Nottingham £10.08

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Frequently asked questions

Does a data analyst earn more in Liverpool or Nottingham? +
Liverpool pays a median £42,000 vs £38,000 in Nottingham — a gross difference of £4,000. However, after accounting for rent and living costs, Liverpool professionals have £290/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a data analyst in Liverpool vs Nottingham? +
In Liverpool: gross £42,000£2,813/month net take-home. In Nottingham: gross £38,000£2,573/month net take-home. After paying median 1-bed rent, Liverpool leaves £2,013/month vs Nottingham's £1,723/month.
What salary in Nottingham matches Liverpool purchasing power? +
Approximately £42,700 in Nottingham delivers equivalent purchasing power to £42,000 in Liverpool, based on a cost-of-living index of 62 (Liverpool) vs 63 (Nottingham).
Is Liverpool or Nottingham cheaper to live in? +
Liverpool is cheaper overall, with a cost-of-living index of 62 vs 63 for Nottingham (London = 100). Rent in Liverpool averages £800/month (1-bed) vs £850/month in Nottingham.
What is the rent-to-income ratio for a data analyst in Liverpool? +
A data analyst in Liverpool earning £42,000 takes home £2,813/month. With median 1-bed rent of £800/month, the rent-to-income ratio is 28% (comfortable). In Nottingham the equivalent ratio is 33%.

Explore further

Affordability and salary breakdowns for Liverpool and Nottingham

Afford Liverpool on £40,000? Afford Nottingham on £40,000? Standard of living: Data Analyst in Liverpool Standard of living: Data Analyst in Nottingham

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge