Data Scientist · City comparison · 2026

Aberdeen vs Cardiff

Cardiff wins on purchasing power. Cardiff data scientists have £2/month more disposable income after rent than their Aberdeen counterparts.

Aberdeen salary
£48,000
£3,081/mo take-home
Cardiff salary
£44,000
£2,933/mo take-home
Cardiff wins by
+£2
per month after rent
Winner on purchasing power
Cardiff

After paying rent, a data scientist in Cardiff retains £2/month more than in Aberdeen — that's £24/year extra in purchasing power.

+£2
per month
Aberdeen
View full breakdown →
Gross salary £48,000
Net monthly £3,081
Rent (1-bed) £1,050
Rent-to-income 34% — Stretched
After rent £2,031
Cardiff
View full breakdown →
Gross salary £44,000
Net monthly £2,933
Rent (1-bed) £900
Rent-to-income 31% — Comfortable
After rent £2,033

Aberdeen vs Cardiff: what the £2/month gap means for a data scientist

On paper, Aberdeen data scientist roles pay £4,000/year more than Cardiff. But take-home after tax and National Insurance tells a different story — Aberdeen workers keep £3,081/month versus £2,933/month in Cardiff.

The bigger picture is after rent. Average Aberdeen rent runs £1,050/month versus £900/month in Cardiff. Once housing costs are factored in, Cardiff workers have £2,033/month disposable income versus £2,031/month in Aberdeen — that is £24/year in real spending power.

Cardiff's rent-to-income ratio of 31% compares favourably to Aberdeen's 34%.

Monthly cost comparison

All figures monthly · 2025/26

Category Aberdeen Cardiff Delta
Rent (1-bed median) £1,050 £900 -14%
Transport £60 £50 -17%
Council tax £148 £132 -11%
Groceries £285 £255 -11%
Disposable income remaining £1,398 £1,463 +5%

Sources: ONS 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 73 for Aberdeen and 64 for Cardiff, a salary of £48,000 in Aberdeen delivers equivalent purchasing power to £42,100 in Cardiff.

Aberdeen £48,000 ≈
£42,100
in Cardiff

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Aberdeen 45%
Cardiff 50%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Aberdeen £2.77
Cardiff £2.43
Transit (single trip)
Aberdeen £1.43
Cardiff £1.19
Gym membership
Aberdeen £40/mo
Cardiff £35/mo
Cinema ticket
Aberdeen £11.68
Cardiff £10.24

Financial tools

Popular products for UK earners

Best match
Amex Gold
Earn points on everyday spending
Annual fee: £140
Apply Now
Travel rewards
Barclaycard Avios
Collect Avios on every purchase
Annual fee: £0
Apply Now
Cashback
Chase UK Cashback
1% cashback, no annual fee
Annual fee: £0
Apply Now

Frequently asked questions

Does a data scientist earn more in Aberdeen or Cardiff? +
Aberdeen pays a median £48,000 vs £44,000 in Cardiff — a gross difference of £4,000. However, after accounting for rent and living costs, Cardiff professionals have £2/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a data scientist in Aberdeen vs Cardiff? +
In Aberdeen: gross £48,000£3,081/month net take-home. In Cardiff: gross £44,000£2,933/month net take-home. After paying median 1-bed rent, Aberdeen leaves £2,031/month vs Cardiff's £2,033/month.
What salary in Cardiff matches Aberdeen purchasing power? +
Approximately £42,100 in Cardiff delivers equivalent purchasing power to £48,000 in Aberdeen, based on a cost-of-living index of 73 (Aberdeen) vs 64 (Cardiff).
Is Aberdeen or Cardiff cheaper to live in? +
Cardiff is cheaper overall, with a cost-of-living index of 64 vs 73 for Aberdeen (London = 100). Rent in Aberdeen averages £1,050/month (1-bed) vs £900/month in Cardiff.
What is the rent-to-income ratio for a data scientist in Aberdeen? +
A data scientist in Aberdeen earning £48,000 takes home £3,081/month. With median 1-bed rent of £1,050/month, the rent-to-income ratio is 34% (stretched). In Cardiff the equivalent ratio is 31%.

Explore further

Affordability and salary breakdowns for Aberdeen and Cardiff

Afford Aberdeen on £50,000? Afford Cardiff on £45,000? Salary equivalence: Aberdeen → Cardiff Standard of living: Data Scientist in Aberdeen Standard of living: Data Scientist in Cardiff

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge