Cambridge vs Liverpool
Cambridge wins on purchasing power. Cambridge data scientists have £77/month more disposable income after rent than their Liverpool counterparts.
After paying rent, a data scientist in Cambridge retains £77/month more than in Liverpool — that's £924/year extra in purchasing power.
Cambridge vs Liverpool: what the £77/month gap means for a data scientist
On paper, Cambridge data scientist roles pay £16,000/year more than Liverpool. But take-home after tax and National Insurance tells a different story — Cambridge workers keep £4,070/month versus £3,293/month in Liverpool.
The bigger picture is after rent. Average Cambridge rent runs £1,500/month versus £800/month in Liverpool. Once housing costs are factored in, Cambridge workers have £2,570/month disposable income versus £2,493/month in Liverpool — that is £924/year in real spending power.
Cambridge's rent-to-income ratio of 37% compares favourably to Liverpool's 24%.
Cost-of-living equivalence
Based on a cost-of-living index of 87 for Cambridge and 62 for Liverpool, a salary of £66,000 in Cambridge delivers equivalent purchasing power to £47,050 in Liverpool.
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
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