Foundation Doctor (FY1/FY2) · City comparison · 2026

Aberdeen vs Cambridge

Aberdeen wins on purchasing power. Aberdeen foundation doctor (fy1/fy2)s have £443/month more disposable income after rent than their Cambridge counterparts.

Aberdeen salary
£37,068
£2,510/mo take-home
Cambridge salary
£37,068
£2,517/mo take-home
Aberdeen wins by
+£443
per month after rent
Winner on purchasing power
Aberdeen

After paying rent, a foundation doctor (fy1/fy2) in Aberdeen retains £443/month more than in Cambridge — that's £5,316/year extra in purchasing power.

+£443
per month
Aberdeen
View full breakdown →
Gross salary £37,068
Net monthly £2,510
Rent (1-bed) £1,050
Rent-to-income 42% — Stretched
After rent £1,460
Cambridge
View full breakdown →
Gross salary £37,068
Net monthly £2,517
Rent (1-bed) £1,500
Rent-to-income 60% — High pressure
After rent £1,017

Aberdeen vs Cambridge: what the £443/month gap means for a foundation doctor (fy1/fy2)

On paper, Aberdeen foundation doctor (fy1/fy2) roles pay £0/year more than Cambridge. But take-home after tax and National Insurance tells a different story — Aberdeen workers keep £2,510/month versus £2,517/month in Cambridge.

The bigger picture is after rent. Average Aberdeen rent runs £1,050/month versus £1,500/month in Cambridge. Once housing costs are factored in, Aberdeen workers have £1,460/month disposable income versus £1,017/month in Cambridge — that is £5,316/year in real spending power.

Aberdeen's rent-to-income ratio of 42% compares favourably to Cambridge's 60%.

For foundation doctor (fy1/fy2)s prioritising financial freedom, Aberdeen delivers significantly more disposable income despite comparable gross pay.

Monthly cost comparison

All figures monthly · 2025/26

Category Aberdeen Cambridge Delta
Rent (1-bed median) £1,050 £1,500 +43%
Transport £60 £75 +25%
Council tax £148 £155 +5%
Groceries £285 £300 +5%
Disposable income remaining £827 £347 -58%

Sources: NHS Scotland 2025/26 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 73 for Aberdeen and 87 for Cambridge, a salary of £37,068 in Aberdeen delivers equivalent purchasing power to £44,200 in Cambridge.

Aberdeen £37,068 ≈
£44,200
in Cambridge

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Aberdeen 33%
Cambridge 14%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Aberdeen £2.77
Cambridge £3.31
Transit (single trip)
Aberdeen £1.43
Cambridge £1.79
Gym membership
Aberdeen £40/mo
Cambridge £48/mo
Cinema ticket
Aberdeen £11.68
Cambridge £13.92

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Frequently asked questions

Does a foundation doctor (fy1/fy2) earn more in Aberdeen or Cambridge? +
Aberdeen pays a median £37,068 vs £37,068 in Cambridge — a gross difference of £0. However, after accounting for rent and living costs, Aberdeen professionals have £443/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a foundation doctor (fy1/fy2) in Aberdeen vs Cambridge? +
In Aberdeen: gross £37,068£2,510/month net take-home. In Cambridge: gross £37,068£2,517/month net take-home. After paying median 1-bed rent, Aberdeen leaves £1,460/month vs Cambridge's £1,017/month.
What salary in Cambridge matches Aberdeen purchasing power? +
Approximately £44,200 in Cambridge delivers equivalent purchasing power to £37,068 in Aberdeen, based on a cost-of-living index of 73 (Aberdeen) vs 87 (Cambridge).
Is Aberdeen or Cambridge cheaper to live in? +
Aberdeen is cheaper overall, with a cost-of-living index of 73 vs 87 for Cambridge (London = 100). Rent in Aberdeen averages £1,050/month (1-bed) vs £1,500/month in Cambridge.
What is the rent-to-income ratio for a foundation doctor (fy1/fy2) in Aberdeen? +
A foundation doctor (fy1/fy2) in Aberdeen earning £37,068 takes home £2,510/month. With median 1-bed rent of £1,050/month, the rent-to-income ratio is 42% (stretched). In Cambridge the equivalent ratio is 60%.

Explore further

Affordability and salary breakdowns for Aberdeen and Cambridge

Afford Aberdeen on £35,000? Afford Cambridge on £35,000? Salary equivalence: Aberdeen → Cambridge

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge