Foundation Doctor (FY1/FY2) · City comparison · 2026

Aberdeen vs Exeter

Exeter wins on purchasing power. Exeter foundation doctor (fy1/fy2)s have £57/month more disposable income after rent than their Aberdeen counterparts.

Aberdeen salary
£37,068
£2,510/mo take-home
Exeter salary
£37,068
£2,517/mo take-home
Exeter wins by
+£57
per month after rent
Winner on purchasing power
Exeter

After paying rent, a foundation doctor (fy1/fy2) in Exeter retains £57/month more than in Aberdeen — that's £684/year extra in purchasing power.

+£57
per month
Aberdeen
View full breakdown →
Gross salary £37,068
Net monthly £2,510
Rent (1-bed) £1,050
Rent-to-income 42% — Stretched
After rent £1,460
Exeter
View full breakdown →
Gross salary £37,068
Net monthly £2,517
Rent (1-bed) £1,000
Rent-to-income 40% — Stretched
After rent £1,517

Aberdeen vs Exeter: what the £57/month gap means for a foundation doctor (fy1/fy2)

On paper, Aberdeen foundation doctor (fy1/fy2) roles pay £0/year more than Exeter. But take-home after tax and National Insurance tells a different story — Aberdeen workers keep £2,510/month versus £2,517/month in Exeter.

The bigger picture is after rent. Average Aberdeen rent runs £1,050/month versus £1,000/month in Exeter. Once housing costs are factored in, Exeter workers have £1,517/month disposable income versus £1,460/month in Aberdeen — that is £684/year in real spending power.

Exeter's rent-to-income ratio of 40% compares favourably to Aberdeen's 42%.

Monthly cost comparison

All figures monthly · 2025/26

Category Aberdeen Exeter Delta
Rent (1-bed median) £1,050 £1,000 -5%
Transport £60 £68 +13%
Council tax £148 £125 -16%
Groceries £285 £272 -5%
Disposable income remaining £827 £917 +11%

Sources: NHS Scotland 2025/26 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 73 for Aberdeen and 70 for Exeter, a salary of £37,068 in Aberdeen delivers equivalent purchasing power to £35,550 in Exeter.

Aberdeen £37,068 ≈
£35,550
in Exeter

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Aberdeen 33%
Exeter 36%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Aberdeen £2.77
Exeter £2.66
Transit (single trip)
Aberdeen £1.43
Exeter £1.62
Gym membership
Aberdeen £40/mo
Exeter £39/mo
Cinema ticket
Aberdeen £11.68
Exeter £11.20

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Frequently asked questions

Does a foundation doctor (fy1/fy2) earn more in Aberdeen or Exeter? +
Aberdeen pays a median £37,068 vs £37,068 in Exeter — a gross difference of £0. However, after accounting for rent and living costs, Exeter professionals have £57/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a foundation doctor (fy1/fy2) in Aberdeen vs Exeter? +
In Aberdeen: gross £37,068£2,510/month net take-home. In Exeter: gross £37,068£2,517/month net take-home. After paying median 1-bed rent, Aberdeen leaves £1,460/month vs Exeter's £1,517/month.
What salary in Exeter matches Aberdeen purchasing power? +
Approximately £35,550 in Exeter delivers equivalent purchasing power to £37,068 in Aberdeen, based on a cost-of-living index of 73 (Aberdeen) vs 70 (Exeter).
Is Aberdeen or Exeter cheaper to live in? +
Exeter is cheaper overall, with a cost-of-living index of 70 vs 73 for Aberdeen (London = 100). Rent in Aberdeen averages £1,050/month (1-bed) vs £1,000/month in Exeter.
What is the rent-to-income ratio for a foundation doctor (fy1/fy2) in Aberdeen? +
A foundation doctor (fy1/fy2) in Aberdeen earning £37,068 takes home £2,510/month. With median 1-bed rent of £1,050/month, the rent-to-income ratio is 42% (stretched). In Exeter the equivalent ratio is 40%.

Explore further

Affordability and salary breakdowns for Aberdeen and Exeter

Afford Aberdeen on £35,000? Afford Exeter on £35,000? Salary equivalence: Aberdeen → Exeter

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge