Aberdeen vs Liverpool
Liverpool wins on purchasing power. Liverpool foundation doctor (fy1/fy2)s have £257/month more disposable income after rent than their Aberdeen counterparts.
After paying rent, a foundation doctor (fy1/fy2) in Liverpool retains £257/month more than in Aberdeen — that's £3,084/year extra in purchasing power.
Aberdeen vs Liverpool: what the £257/month gap means for a foundation doctor (fy1/fy2)
On paper, Aberdeen foundation doctor (fy1/fy2) roles pay £0/year more than Liverpool. But take-home after tax and National Insurance tells a different story — Aberdeen workers keep £2,510/month versus £2,517/month in Liverpool.
The bigger picture is after rent. Average Aberdeen rent runs £1,050/month versus £800/month in Liverpool. Once housing costs are factored in, Liverpool workers have £1,717/month disposable income versus £1,460/month in Aberdeen — that is £3,084/year in real spending power.
Liverpool's rent-to-income ratio of 32% compares favourably to Aberdeen's 42%.
For foundation doctor (fy1/fy2)s prioritising financial freedom, Liverpool delivers significantly more disposable income despite comparable gross pay.
Cost-of-living equivalence
Based on a cost-of-living index of 73 for Aberdeen and 62 for Liverpool, a salary of £37,068 in Aberdeen delivers equivalent purchasing power to £31,500 in Liverpool.
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
Financial tools
Popular products for UK earners