Winner on purchasing power
Newcastle
After paying rent, a foundation doctor (fy1/fy2) in Newcastle retains
£157/month more than in Glasgow —
that's £1,884/year extra in purchasing power.
Glasgow
View full breakdown →
Gross salary
£37,068
Net monthly
£2,510
Rent (1-bed)
£900
Rent-to-income
36% — Stretched
After rent
£1,610
Newcastle
View full breakdown →
Gross salary
£37,068
Net monthly
£2,517
Rent (1-bed)
£750
Rent-to-income
30% — Comfortable
After rent
£1,767
Glasgow vs Newcastle: what the £157/month gap means for a foundation doctor (fy1/fy2)
On paper, Glasgow foundation doctor (fy1/fy2) roles pay £0/year
more than Newcastle. But take-home after tax and National Insurance tells a
different story — Glasgow workers keep £2,510/month versus
£2,517/month in Newcastle.
The bigger picture is after rent. Average Glasgow rent runs £900/month
versus £750/month in Newcastle. Once housing costs are factored in,
Newcastle workers have £1,767/month
disposable income versus £1,610/month in Glasgow —
that is £1,884/year in real spending power.
Newcastle's rent-to-income ratio of 30%
compares favourably to Glasgow's 36%.
Monthly cost comparison
All figures monthly · 2025/26
| Category |
Glasgow |
Newcastle |
Delta |
| Rent (1-bed median) |
£900 |
£750 |
-17% |
| Transport |
£55 |
£75 |
+36% |
| Council tax |
£148 |
£112 |
-24% |
| Groceries |
£265 |
£255 |
-4% |
| Disposable income remaining |
£1,012 |
£1,193 |
+18% |
Sources: NHS Scotland 2025/26 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025
Cost-of-living equivalence
Based on a cost-of-living index of 62 for Glasgow
and 61 for Newcastle,
a salary of £37,068 in Glasgow delivers
equivalent purchasing power to £36,450 in Newcastle.
Glasgow £37,068 ≈
£36,450
in Newcastle
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
Cappuccino
Glasgow
£2.36
Newcastle
£2.32
Transit (single trip)
Glasgow
£1.31
Newcastle
£1.79
Gym membership
Glasgow
£34/mo
Newcastle
£34/mo
Cinema ticket
Glasgow
£9.92
Newcastle
£9.76
Financial tools
Popular products for UK earners
Best match
Amex Gold
Earn points on everyday spending
Annual fee: £140
Apply Now
Travel rewards
Barclaycard Avios
Collect Avios on every purchase
Annual fee: £0
Apply Now
Cashback
Chase UK Cashback
1% cashback, no annual fee
Annual fee: £0
Apply Now
Frequently asked questions
Does a foundation doctor (fy1/fy2) earn more in Glasgow or Newcastle?
+
Glasgow pays a median £37,068 vs £37,068 in Newcastle
— a gross difference of £0.
However, after accounting for rent and living costs, Newcastle professionals
have £157/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a foundation doctor (fy1/fy2) in Glasgow vs Newcastle?
+
In Glasgow: gross £37,068 → £2,510/month net take-home.
In Newcastle: gross £37,068 → £2,517/month net take-home.
After paying median 1-bed rent, Glasgow leaves £1,610/month
vs Newcastle's £1,767/month.
What salary in Newcastle matches Glasgow purchasing power?
+
Approximately £36,450 in Newcastle delivers equivalent purchasing power to
£37,068 in Glasgow, based on a cost-of-living index of
62 (Glasgow) vs 61 (Newcastle).
Is Glasgow or Newcastle cheaper to live in?
+
Newcastle is cheaper overall, with a cost-of-living index of 61 vs 62 for Glasgow (London = 100).
Rent in Glasgow averages £900/month (1-bed)
vs £750/month in Newcastle.
What is the rent-to-income ratio for a foundation doctor (fy1/fy2) in Glasgow?
+
A foundation doctor (fy1/fy2) in Glasgow earning £37,068 takes home
£2,510/month. With median 1-bed rent of £900/month,
the rent-to-income ratio is 36%
(stretched).
In Newcastle the equivalent ratio is 30%.