Brighton vs Cardiff
Brighton wins on purchasing power. Brighton financial analysts have £57/month more disposable income after rent than their Cardiff counterparts.
After paying rent, a financial analyst in Brighton retains £57/month more than in Cardiff — that's £684/year extra in purchasing power.
Brighton vs Cardiff: what the £57/month gap means for a financial analyst
On paper, Brighton financial analyst roles pay £10,000/year more than Cardiff. But take-home after tax and National Insurance tells a different story — Brighton workers keep £3,490/month versus £2,933/month in Cardiff.
The bigger picture is after rent. Average Brighton rent runs £1,400/month versus £900/month in Cardiff. Once housing costs are factored in, Brighton workers have £2,090/month disposable income versus £2,033/month in Cardiff — that is £684/year in real spending power.
Brighton's rent-to-income ratio of 40% compares favourably to Cardiff's 31%.
Cost-of-living equivalence
Based on a cost-of-living index of 82 for Brighton and 64 for Cardiff, a salary of £54,000 in Brighton delivers equivalent purchasing power to £42,150 in Cardiff.
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
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