Winner on purchasing power
Nottingham
After paying rent, a financial analyst in Nottingham retains
£113/month more than in Brighton —
that's £1,356/year extra in purchasing power.
Brighton
View full breakdown →
Gross salary
£54,000
Net monthly
£3,490
Rent (1-bed)
£1,400
Rent-to-income
40% — Stretched
After rent
£2,090
Nottingham
View full breakdown →
Gross salary
£46,000
Net monthly
£3,053
Rent (1-bed)
£850
Rent-to-income
28% — Comfortable
After rent
£2,203
Brighton vs Nottingham: what the £113/month gap means for a financial analyst
On paper, Brighton financial analyst roles pay £8,000/year
more than Nottingham. But take-home after tax and National Insurance tells a
different story — Brighton workers keep £3,490/month versus
£3,053/month in Nottingham.
The bigger picture is after rent. Average Brighton rent runs £1,400/month
versus £850/month in Nottingham. Once housing costs are factored in,
Nottingham workers have £2,203/month
disposable income versus £2,090/month in Brighton —
that is £1,356/year in real spending power.
Nottingham's rent-to-income ratio of 28%
compares favourably to Brighton's 40%.
Monthly cost comparison
All figures monthly · 2025/26
| Category |
Brighton |
Nottingham |
Delta |
| Rent (1-bed median) |
£1,400 |
£850 |
-39% |
| Transport |
£80 |
£58 |
-28% |
| Council tax |
£155 |
£118 |
-24% |
| Groceries |
£295 |
£260 |
-12% |
| Disposable income remaining |
£1,420 |
£1,634 |
+15% |
Sources: ONS ASHE 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025
Cost-of-living equivalence
Based on a cost-of-living index of 82 for Brighton
and 63 for Nottingham,
a salary of £54,000 in Brighton delivers
equivalent purchasing power to £41,500 in Nottingham.
Brighton £54,000 ≈
£41,500
in Nottingham
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
Cappuccino
Brighton
£3.12
Nottingham
£2.39
Transit (single trip)
Brighton
£1.90
Nottingham
£1.38
Gym membership
Brighton
£45/mo
Nottingham
£35/mo
Cinema ticket
Brighton
£13.12
Nottingham
£10.08
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Frequently asked questions
Does a financial analyst earn more in Brighton or Nottingham?
+
Brighton pays a median £54,000 vs £46,000 in Nottingham
— a gross difference of £8,000.
However, after accounting for rent and living costs, Nottingham professionals
have £113/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a financial analyst in Brighton vs Nottingham?
+
In Brighton: gross £54,000 → £3,490/month net take-home.
In Nottingham: gross £46,000 → £3,053/month net take-home.
After paying median 1-bed rent, Brighton leaves £2,090/month
vs Nottingham's £2,203/month.
What salary in Nottingham matches Brighton purchasing power?
+
Approximately £41,500 in Nottingham delivers equivalent purchasing power to
£54,000 in Brighton, based on a cost-of-living index of
82 (Brighton) vs 63 (Nottingham).
Is Brighton or Nottingham cheaper to live in?
+
Nottingham is cheaper overall, with a cost-of-living index of 63 vs 82 for Brighton (London = 100).
Rent in Brighton averages £1,400/month (1-bed)
vs £850/month in Nottingham.
What is the rent-to-income ratio for a financial analyst in Brighton?
+
A financial analyst in Brighton earning £54,000 takes home
£3,490/month. With median 1-bed rent of £1,400/month,
the rent-to-income ratio is 40%
(stretched).
In Nottingham the equivalent ratio is 28%.