Winner on purchasing power
Nottingham
After paying rent, a financial analyst in Nottingham retains
£160/month more than in York —
that's £1,920/year extra in purchasing power.
Nottingham
View full breakdown →
Gross salary
£46,000
Net monthly
£3,053
Rent (1-bed)
£850
Rent-to-income
28% — Comfortable
After rent
£2,203
York
View full breakdown →
Gross salary
£45,000
Net monthly
£2,993
Rent (1-bed)
£950
Rent-to-income
32% — Comfortable
After rent
£2,043
Nottingham vs York: what the £160/month gap means for a financial analyst
On paper, Nottingham financial analyst roles pay £1,000/year
more than York. But take-home after tax and National Insurance tells a
different story — Nottingham workers keep £3,053/month versus
£2,993/month in York.
The bigger picture is after rent. Average Nottingham rent runs £850/month
versus £950/month in York. Once housing costs are factored in,
Nottingham workers have £2,203/month
disposable income versus £2,043/month in York —
that is £1,920/year in real spending power.
Nottingham's rent-to-income ratio of 28%
compares favourably to York's 32%.
Monthly cost comparison
All figures monthly · 2025/26
| Category |
Nottingham |
York |
Delta |
| Rent (1-bed median) |
£850 |
£950 |
+12% |
| Transport |
£58 |
£68 |
+17% |
| Council tax |
£118 |
£120 |
+2% |
| Groceries |
£260 |
£270 |
+4% |
| Disposable income remaining |
£1,634 |
£1,450 |
-11% |
Sources: LinkedIn 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025
Cost-of-living equivalence
Based on a cost-of-living index of 63 for Nottingham
and 68 for York,
a salary of £46,000 in Nottingham delivers
equivalent purchasing power to £49,650 in York.
Nottingham £46,000 ≈
£49,650
in York
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
Cappuccino
Nottingham
£2.39
York
£2.58
Transit (single trip)
Nottingham
£1.38
York
£1.62
Gym membership
Nottingham
£35/mo
York
£37/mo
Cinema ticket
Nottingham
£10.08
York
£10.88
Financial tools
Popular products for UK earners
Best match
Amex Gold
Earn points on everyday spending
Annual fee: £140
Apply Now
Travel rewards
Barclaycard Avios
Collect Avios on every purchase
Annual fee: £0
Apply Now
Cashback
Chase UK Cashback
1% cashback, no annual fee
Annual fee: £0
Apply Now
Frequently asked questions
Does a financial analyst earn more in Nottingham or York?
+
Nottingham pays a median £46,000 vs £45,000 in York
— a gross difference of £1,000.
However, after accounting for rent and living costs, Nottingham professionals
have £160/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a financial analyst in Nottingham vs York?
+
In Nottingham: gross £46,000 → £3,053/month net take-home.
In York: gross £45,000 → £2,993/month net take-home.
After paying median 1-bed rent, Nottingham leaves £2,203/month
vs York's £2,043/month.
What salary in York matches Nottingham purchasing power?
+
Approximately £49,650 in York delivers equivalent purchasing power to
£46,000 in Nottingham, based on a cost-of-living index of
63 (Nottingham) vs 68 (York).
Is Nottingham or York cheaper to live in?
+
Nottingham is cheaper overall, with a cost-of-living index of 63 vs 68 for York (London = 100).
Rent in Nottingham averages £850/month (1-bed)
vs £950/month in York.
What is the rent-to-income ratio for a financial analyst in Nottingham?
+
A financial analyst in Nottingham earning £46,000 takes home
£3,053/month. With median 1-bed rent of £850/month,
the rent-to-income ratio is 28%
(comfortable).
In York the equivalent ratio is 32%.