£37,000
Foundation Doctor Salary (FY1/FY2)
The Real Winner
Nottingham
Nottingham wins by £40/month disposable income over Newcastle.
£38,000
Foundation Doctor Salary (FY1/FY2)
The Financial Grid
| Expense Category | Newcastle (Monthly) | Nottingham (Monthly) | Delta |
|---|---|---|---|
| home Rent (1-Bed City Centre) | £750 | £850 | -46.3% |
| train Commuting (Monthly Pass) | £185 | £62 | -66.5% |
| ⚡ Council Tax & Utilities | £307 | £285 | -7.2% |
| shopping_cart Groceries | £320 | £280 | -12.5% |
| Disposable Income Remaining | £1,763 | £1,723 | +270% |
Sources: NHS Employers Agenda for Change pay scales 2025/26 · ONS ASHE 2025 · Rightmove Rental Trends Q4 2025 · Revenue Scotland income tax rates 2025/26 · Numbeo COL Index 2025. Last updated: January 2026.
Live Roles · Updated Daily
Doctor Jobs in These Cities
Foundation Doctor — FY1
NHS Lothian · Royal Infirmary of Nottingham
£38,000
per year + TPS pension
via NHS Jobs · Posted 2 days ago
Foundation Doctor — FY2
King's College Hospital NHS Trust · Newcastle SE5
£37,000
per year inc. HCAS
via NHS Jobs · Posted 5 days ago
Specialty Doctor — General Practice
NHS Scotland · Multiple locations
£53,000+
Specialty grade
via NHS Scotland · Posted today
Income Retention
Efficiency
Despite the Newcastle salary premium, higher costs of living in the capital erode purchasing power significantly faster than in Nottingham.
Pro Tip
"Relocating to Nottingham effectively grants a massive boost in disposable income for NHS professionals."
- SalaryDex Career Insights
Lifestyle Anchors
Cappuccino
£3.95 / £3.20
Gasoline (1L)
£1.52 / £1.48
Gym Membership
£48 / £32
Cinema Ticket
£15 / £11.50
Ready to make the move?
47 doctor roles open in Nottingham right now. Your £40/month salary boost is one application away.
Browse Nottingham Roles →Featured Roles · Nottingham
Specialty Registrar — Internal Medicine
NHS Lothian · Nottingham · £51,017–£58,398
GP Partner — Nottingham City Centre
Private Practice · Nottingham · £90,000–£120,000
Listings powered by NHS Jobs · Reed.co.uk · Indeed
Top Financial Tools
On a doctor's salary (£37,000–£39,000), these cards are matched to your income level and suit the financial priorities of someone considering a city relocation.
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Best for Newcastle ↔ Nottingham travel
Chase UK Cashback
Best for everyday Nottingham spending
Frequently asked questions
Updated Q1 2026 · Sources: NHS Employers, ONS ASHE 2025, Revenue Scotland
Do doctors earn more in Newcastle than Nottingham? ▾
Yes. A foundation doctor earns £37,000 in Newcastle (including Newcastle HCAS) versus £38,000 in Nottingham. However after rent and living costs, Nottingham doctors have approximately £40 more disposable income per month.
What is the take-home pay for a doctor in Newcastle vs Nottingham? ▾
On £37,000 (Newcastle), take-home is approximately £2,513/month after tax and NI. On £38,000 (Nottingham), take-home is £2,573/month. After average rent, Nottingham leaves £1,723/month vs Newcastle's £1,763/month.
Is Nottingham cheaper than Newcastle for doctors? ▾
Yes — significantly. Nottingham's average 1-bed rent is £850/month vs Newcastle's £750/month. Nottingham's overall cost-of-living index is 72 vs Newcastle's 100. A doctor's Nottingham salary delivers 28% more purchasing power than the equivalent Newcastle salary.
Is the tax rate different in Scotland for doctors? ▾
Yes. Scotland has its own income tax bands. At foundation doctor salary levels (£38,000), Scottish taxpayers pay approximately £168/year more than an equivalent English salary due to the 21% intermediate rate band. This small premium is far outweighed by Nottingham's lower housing costs.
What salary in Nottingham matches a Newcastle doctor lifestyle? ▾
Because Nottingham's cost of living is 28% lower than Newcastle, a doctor earning £38,000 in Nottingham maintains a significantly better lifestyle than the equivalent Newcastle salary of £37,000. No adjustment is needed — Nottingham's lower salary delivers more disposable income.
Open roles matching this comparison