Product Manager · City comparison · 2026

Brighton vs Cardiff

Cardiff wins on purchasing power. Cardiff product managers have £17/month more disposable income after rent than their Brighton counterparts.

Brighton salary
£68,000
£4,166/mo take-home
Cardiff salary
£58,000
£3,683/mo take-home
Cardiff wins by
+£17
per month after rent
Winner on purchasing power
Cardiff

After paying rent, a product manager in Cardiff retains £17/month more than in Brighton — that's £204/year extra in purchasing power.

+£17
per month
Brighton
View full breakdown →
Gross salary £68,000
Net monthly £4,166
Rent (1-bed) £1,400
Rent-to-income 34% — Stretched
After rent £2,766
Cardiff
View full breakdown →
Gross salary £58,000
Net monthly £3,683
Rent (1-bed) £900
Rent-to-income 24% — Comfortable
After rent £2,783

Brighton vs Cardiff: what the £17/month gap means for a product manager

On paper, Brighton product manager roles pay £10,000/year more than Cardiff. But take-home after tax and National Insurance tells a different story — Brighton workers keep £4,166/month versus £3,683/month in Cardiff.

The bigger picture is after rent. Average Brighton rent runs £1,400/month versus £900/month in Cardiff. Once housing costs are factored in, Cardiff workers have £2,783/month disposable income versus £2,766/month in Brighton — that is £204/year in real spending power.

Cardiff's rent-to-income ratio of 24% compares favourably to Brighton's 34%.

Monthly cost comparison

All figures monthly · 2025/26

Category Brighton Cardiff Delta
Rent (1-bed median) £1,400 £900 -36%
Transport £80 £50 -37%
Council tax £155 £132 -15%
Groceries £295 £255 -14%
Disposable income remaining £2,096 £2,213 +6%

Sources: ONS ASHE 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 82 for Brighton and 64 for Cardiff, a salary of £68,000 in Brighton delivers equivalent purchasing power to £53,050 in Cardiff.

Brighton £68,000 ≈
£53,050
in Cardiff

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Brighton 50%
Cardiff 60%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Brighton £3.12
Cardiff £2.43
Transit (single trip)
Brighton £1.90
Cardiff £1.19
Gym membership
Brighton £45/mo
Cardiff £35/mo
Cinema ticket
Brighton £13.12
Cardiff £10.24

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Frequently asked questions

Does a product manager earn more in Brighton or Cardiff? +
Brighton pays a median £68,000 vs £58,000 in Cardiff — a gross difference of £10,000. However, after accounting for rent and living costs, Cardiff professionals have £17/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a product manager in Brighton vs Cardiff? +
In Brighton: gross £68,000£4,166/month net take-home. In Cardiff: gross £58,000£3,683/month net take-home. After paying median 1-bed rent, Brighton leaves £2,766/month vs Cardiff's £2,783/month.
What salary in Cardiff matches Brighton purchasing power? +
Approximately £53,050 in Cardiff delivers equivalent purchasing power to £68,000 in Brighton, based on a cost-of-living index of 82 (Brighton) vs 64 (Cardiff).
Is Brighton or Cardiff cheaper to live in? +
Cardiff is cheaper overall, with a cost-of-living index of 64 vs 82 for Brighton (London = 100). Rent in Brighton averages £1,400/month (1-bed) vs £900/month in Cardiff.
What is the rent-to-income ratio for a product manager in Brighton? +
A product manager in Brighton earning £68,000 takes home £4,166/month. With median 1-bed rent of £1,400/month, the rent-to-income ratio is 34% (stretched). In Cardiff the equivalent ratio is 24%.

Explore further

Affordability and salary breakdowns for Brighton and Cardiff

Afford Brighton on £70,000? Afford Cardiff on £60,000? Salary equivalence: Brighton → Cardiff Standard of living: Product Manager in Brighton Standard of living: Product Manager in Cardiff

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge