Cardiff vs Newcastle
Newcastle wins on purchasing power. Newcastle project managers have £270/month more disposable income after rent than their Cardiff counterparts.
After paying rent, a project manager in Newcastle retains £270/month more than in Cardiff — that's £3,240/year extra in purchasing power.
Cardiff vs Newcastle: what the £270/month gap means for a project manager
On paper, Cardiff project manager roles pay £2,000/year less than Newcastle. But take-home after tax and National Insurance tells a different story — Cardiff workers keep £3,053/month versus £3,173/month in Newcastle.
The bigger picture is after rent. Average Cardiff rent runs £900/month versus £750/month in Newcastle. Once housing costs are factored in, Newcastle workers have £2,423/month disposable income versus £2,153/month in Cardiff — that is £3,240/year in real spending power.
Newcastle's rent-to-income ratio of 24% compares favourably to Cardiff's 29%.
For project managers prioritising financial freedom, Newcastle delivers significantly more disposable income despite comparable gross pay.
Cost-of-living equivalence
Based on a cost-of-living index of 64 for Cardiff and 61 for Newcastle, a salary of £46,000 in Cardiff delivers equivalent purchasing power to £43,850 in Newcastle.
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
Financial tools
Popular products for UK earners