Software Engineer · City comparison · 2026

Bristol vs Exeter

Bristol wins on purchasing power. Bristol software engineers have £280/month more disposable income after rent than their Exeter counterparts.

Bristol salary
£58,000
£3,683/mo take-home
Exeter salary
£46,000
£3,053/mo take-home
Bristol wins by
+£280
per month after rent
Winner on purchasing power
Bristol

After paying rent, a software engineer in Bristol retains £280/month more than in Exeter — that's £3,360/year extra in purchasing power.

+£280
per month
Bristol
View full breakdown →
Gross salary £58,000
Net monthly £3,683
Rent (1-bed) £1,350
Rent-to-income 37% — Stretched
After rent £2,333
Exeter
View full breakdown →
Gross salary £46,000
Net monthly £3,053
Rent (1-bed) £1,000
Rent-to-income 33% — Comfortable
After rent £2,053

Bristol vs Exeter: what the £280/month gap means for a software engineer

On paper, Bristol software engineer roles pay £12,000/year more than Exeter. But take-home after tax and National Insurance tells a different story — Bristol workers keep £3,683/month versus £3,053/month in Exeter.

The bigger picture is after rent. Average Bristol rent runs £1,350/month versus £1,000/month in Exeter. Once housing costs are factored in, Bristol workers have £2,333/month disposable income versus £2,053/month in Exeter — that is £3,360/year in real spending power.

Bristol's rent-to-income ratio of 37% compares favourably to Exeter's 33%.

For software engineers prioritising financial freedom, Bristol delivers significantly more disposable income despite comparable gross pay.

Monthly cost comparison

All figures monthly · 2025/26

Category Bristol Exeter Delta
Rent (1-bed median) £1,350 £1,000 -26%
Transport £80 £68 -15%
Council tax £148 £125 -16%
Groceries £285 £272 -5%
Disposable income remaining £1,684 £1,453 -14%

Sources: LinkedIn 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 75 for Bristol and 70 for Exeter, a salary of £58,000 in Bristol delivers equivalent purchasing power to £54,150 in Exeter.

Bristol £58,000 ≈
£54,150
in Exeter

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Bristol 46%
Exeter 48%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Bristol £2.85
Exeter £2.66
Transit (single trip)
Bristol £1.90
Exeter £1.62
Gym membership
Bristol £41/mo
Exeter £39/mo
Cinema ticket
Bristol £12.00
Exeter £11.20

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Frequently asked questions

Does a software engineer earn more in Bristol or Exeter? +
Bristol pays a median £58,000 vs £46,000 in Exeter — a gross difference of £12,000. However, after accounting for rent and living costs, Bristol professionals have £280/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a software engineer in Bristol vs Exeter? +
In Bristol: gross £58,000£3,683/month net take-home. In Exeter: gross £46,000£3,053/month net take-home. After paying median 1-bed rent, Bristol leaves £2,333/month vs Exeter's £2,053/month.
What salary in Exeter matches Bristol purchasing power? +
Approximately £54,150 in Exeter delivers equivalent purchasing power to £58,000 in Bristol, based on a cost-of-living index of 75 (Bristol) vs 70 (Exeter).
Is Bristol or Exeter cheaper to live in? +
Exeter is cheaper overall, with a cost-of-living index of 70 vs 75 for Bristol (London = 100). Rent in Bristol averages £1,350/month (1-bed) vs £1,000/month in Exeter.
What is the rent-to-income ratio for a software engineer in Bristol? +
A software engineer in Bristol earning £58,000 takes home £3,683/month. With median 1-bed rent of £1,350/month, the rent-to-income ratio is 37% (stretched). In Exeter the equivalent ratio is 33%.

Explore further

Affordability and salary breakdowns for Bristol and Exeter

Afford Bristol on £60,000? Afford Exeter on £45,000? Salary equivalence: Bristol → Exeter Standard of living: Software Engineer in Bristol Standard of living: Software Engineer in Exeter

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge