Software Engineer · City comparison · 2026

Bristol vs Manchester

Manchester wins on purchasing power. Manchester software engineers have £155/month more disposable income after rent than their Bristol counterparts.

Bristol salary
£58,000
£3,683/mo take-home
Manchester salary
£55,000
£3,538/mo take-home
Manchester wins by
+£155
per month after rent
Winner on purchasing power
Manchester

After paying rent, a software engineer in Manchester retains £155/month more than in Bristol — that's £1,860/year extra in purchasing power.

+£155
per month
Bristol
View full breakdown →
Gross salary £58,000
Net monthly £3,683
Rent (1-bed) £1,350
Rent-to-income 37% — Stretched
After rent £2,333
Manchester
View full breakdown →
Gross salary £55,000
Net monthly £3,538
Rent (1-bed) £1,050
Rent-to-income 30% — Comfortable
After rent £2,488

Bristol vs Manchester: what the £155/month gap means for a software engineer

On paper, Bristol software engineer roles pay £3,000/year more than Manchester. But take-home after tax and National Insurance tells a different story — Bristol workers keep £3,683/month versus £3,538/month in Manchester.

The bigger picture is after rent. Average Bristol rent runs £1,350/month versus £1,050/month in Manchester. Once housing costs are factored in, Manchester workers have £2,488/month disposable income versus £2,333/month in Bristol — that is £1,860/year in real spending power.

Manchester's rent-to-income ratio of 30% compares favourably to Bristol's 37%.

Monthly cost comparison

All figures monthly · 2025/26

Category Bristol Manchester Delta
Rent (1-bed median) £1,350 £1,050 -22%
Transport £80 £75 -6%
Council tax £148 £128 -14%
Groceries £285 £280 -2%
Disposable income remaining £1,684 £1,860 +10%

Sources: LinkedIn 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 75 for Bristol and 68 for Manchester, a salary of £58,000 in Bristol delivers equivalent purchasing power to £52,600 in Manchester.

Bristol £58,000 ≈
£52,600
in Manchester

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Bristol 46%
Manchester 53%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Bristol £2.85
Manchester £2.58
Transit (single trip)
Bristol £1.90
Manchester £1.79
Gym membership
Bristol £41/mo
Manchester £37/mo
Cinema ticket
Bristol £12.00
Manchester £10.88

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Frequently asked questions

Does a software engineer earn more in Bristol or Manchester? +
Bristol pays a median £58,000 vs £55,000 in Manchester — a gross difference of £3,000. However, after accounting for rent and living costs, Manchester professionals have £155/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a software engineer in Bristol vs Manchester? +
In Bristol: gross £58,000£3,683/month net take-home. In Manchester: gross £55,000£3,538/month net take-home. After paying median 1-bed rent, Bristol leaves £2,333/month vs Manchester's £2,488/month.
What salary in Manchester matches Bristol purchasing power? +
Approximately £52,600 in Manchester delivers equivalent purchasing power to £58,000 in Bristol, based on a cost-of-living index of 75 (Bristol) vs 68 (Manchester).
Is Bristol or Manchester cheaper to live in? +
Manchester is cheaper overall, with a cost-of-living index of 68 vs 75 for Bristol (London = 100). Rent in Bristol averages £1,350/month (1-bed) vs £1,050/month in Manchester.
What is the rent-to-income ratio for a software engineer in Bristol? +
A software engineer in Bristol earning £58,000 takes home £3,683/month. With median 1-bed rent of £1,350/month, the rent-to-income ratio is 37% (stretched). In Manchester the equivalent ratio is 30%.

Explore further

Affordability and salary breakdowns for Bristol and Manchester

Afford Bristol on £60,000? Afford Manchester on £55,000? Salary equivalence: Bristol → Manchester Standard of living: Software Engineer in Bristol Standard of living: Software Engineer in Manchester

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge