Software Engineer · City comparison · 2026

Nottingham vs Sheffield

Sheffield wins on purchasing power. Sheffield software engineers have £205/month more disposable income after rent than their Nottingham counterparts.

Nottingham salary
£47,000
£3,113/mo take-home
Sheffield salary
£50,000
£3,293/mo take-home
Sheffield wins by
+£205
per month after rent
Winner on purchasing power
Sheffield

After paying rent, a software engineer in Sheffield retains £205/month more than in Nottingham — that's £2,460/year extra in purchasing power.

+£205
per month
Nottingham
View full breakdown →
Gross salary £47,000
Net monthly £3,113
Rent (1-bed) £850
Rent-to-income 27% — Comfortable
After rent £2,263
Sheffield
View full breakdown →
Gross salary £50,000
Net monthly £3,293
Rent (1-bed) £825
Rent-to-income 25% — Comfortable
After rent £2,468

Nottingham vs Sheffield: what the £205/month gap means for a software engineer

On paper, Nottingham software engineer roles pay £3,000/year less than Sheffield. But take-home after tax and National Insurance tells a different story — Nottingham workers keep £3,113/month versus £3,293/month in Sheffield.

The bigger picture is after rent. Average Nottingham rent runs £850/month versus £825/month in Sheffield. Once housing costs are factored in, Sheffield workers have £2,468/month disposable income versus £2,263/month in Nottingham — that is £2,460/year in real spending power.

Sheffield's rent-to-income ratio of 25% compares favourably to Nottingham's 27%.

For software engineers prioritising financial freedom, Sheffield delivers significantly more disposable income despite comparable gross pay.

Monthly cost comparison

All figures monthly · 2025/26

Category Nottingham Sheffield Delta
Rent (1-bed median) £850 £825 -3%
Transport £58 £65 +12%
Council tax £118 £126 +7%
Groceries £260 £265 +2%
Disposable income remaining £1,694 £1,878 +11%

Sources: ONS 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 63 for Nottingham and 63 for Sheffield, a salary of £47,000 in Nottingham delivers equivalent purchasing power to £47,000 in Sheffield.

Nottingham £47,000 ≈
£47,000
in Sheffield

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Nottingham 54%
Sheffield 57%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Nottingham £2.39
Sheffield £2.39
Transit (single trip)
Nottingham £1.38
Sheffield £1.55
Gym membership
Nottingham £35/mo
Sheffield £35/mo
Cinema ticket
Nottingham £10.08
Sheffield £10.08

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Frequently asked questions

Does a software engineer earn more in Nottingham or Sheffield? +
Nottingham pays a median £47,000 vs £50,000 in Sheffield — a gross difference of £3,000. However, after accounting for rent and living costs, Sheffield professionals have £205/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a software engineer in Nottingham vs Sheffield? +
In Nottingham: gross £47,000£3,113/month net take-home. In Sheffield: gross £50,000£3,293/month net take-home. After paying median 1-bed rent, Nottingham leaves £2,263/month vs Sheffield's £2,468/month.
What salary in Sheffield matches Nottingham purchasing power? +
Approximately £47,000 in Sheffield delivers equivalent purchasing power to £47,000 in Nottingham, based on a cost-of-living index of 63 (Nottingham) vs 63 (Sheffield).
Is Nottingham or Sheffield cheaper to live in? +
Nottingham and Sheffield have the same cost-of-living index of 63 (London = 100). Rent in Nottingham averages £850/month (1-bed) vs £825/month in Sheffield.
What is the rent-to-income ratio for a software engineer in Nottingham? +
A software engineer in Nottingham earning £47,000 takes home £3,113/month. With median 1-bed rent of £850/month, the rent-to-income ratio is 27% (comfortable). In Sheffield the equivalent ratio is 25%.

Explore further

Affordability and salary breakdowns for Nottingham and Sheffield

Afford Nottingham on £45,000? Afford Sheffield on £50,000? Standard of living: Software Engineer in Nottingham Standard of living: Software Engineer in Sheffield

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge