Winner on purchasing power
York
After paying rent, a ux designer in York retains
£110/month more than in Exeter —
that's £1,320/year extra in purchasing power.
Exeter
View full breakdown →
Gross salary
£42,000
Net monthly
£2,813
Rent (1-bed)
£1,000
Rent-to-income
36% — Stretched
After rent
£1,813
York
View full breakdown →
Gross salary
£43,000
Net monthly
£2,873
Rent (1-bed)
£950
Rent-to-income
33% — Comfortable
After rent
£1,923
Exeter vs York: what the £110/month gap means for a ux designer
On paper, Exeter ux designer roles pay £1,000/year
less than York. But take-home after tax and National Insurance tells a
different story — Exeter workers keep £2,813/month versus
£2,873/month in York.
The bigger picture is after rent. Average Exeter rent runs £1,000/month
versus £950/month in York. Once housing costs are factored in,
York workers have £1,923/month
disposable income versus £1,813/month in Exeter —
that is £1,320/year in real spending power.
York's rent-to-income ratio of 33%
compares favourably to Exeter's 36%.
Monthly cost comparison
All figures monthly · 2025/26
| Category |
Exeter |
York |
Delta |
| Rent (1-bed median) |
£1,000 |
£950 |
-5% |
| Transport |
£68 |
£68 |
0% |
| Council tax |
£125 |
£120 |
-4% |
| Groceries |
£272 |
£270 |
-1% |
| Disposable income remaining |
£1,213 |
£1,330 |
+10% |
Sources: ONS ASHE 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025
Cost-of-living equivalence
Based on a cost-of-living index of 70 for Exeter
and 68 for York,
a salary of £42,000 in Exeter delivers
equivalent purchasing power to £40,800 in York.
Exeter £42,000 ≈
£40,800
in York
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
Cappuccino
Exeter
£2.66
York
£2.58
Transit (single trip)
Exeter
£1.62
York
£1.62
Gym membership
Exeter
£39/mo
York
£37/mo
Cinema ticket
Exeter
£11.20
York
£10.88
Financial tools
Popular products for UK earners
Best match
Amex Gold
Earn points on everyday spending
Annual fee: £140
Apply Now
Travel rewards
Barclaycard Avios
Collect Avios on every purchase
Annual fee: £0
Apply Now
Cashback
Chase UK Cashback
1% cashback, no annual fee
Annual fee: £0
Apply Now
Frequently asked questions
Does a ux designer earn more in Exeter or York?
+
Exeter pays a median £42,000 vs £43,000 in York
— a gross difference of £1,000.
However, after accounting for rent and living costs, York professionals
have £110/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a ux designer in Exeter vs York?
+
In Exeter: gross £42,000 → £2,813/month net take-home.
In York: gross £43,000 → £2,873/month net take-home.
After paying median 1-bed rent, Exeter leaves £1,813/month
vs York's £1,923/month.
What salary in York matches Exeter purchasing power?
+
Approximately £40,800 in York delivers equivalent purchasing power to
£42,000 in Exeter, based on a cost-of-living index of
70 (Exeter) vs 68 (York).
Is Exeter or York cheaper to live in?
+
York is cheaper overall, with a cost-of-living index of 68 vs 70 for Exeter (London = 100).
Rent in Exeter averages £1,000/month (1-bed)
vs £950/month in York.
What is the rent-to-income ratio for a ux designer in Exeter?
+
A ux designer in Exeter earning £42,000 takes home
£2,813/month. With median 1-bed rent of £1,000/month,
the rent-to-income ratio is 36%
(stretched).
In York the equivalent ratio is 33%.