← Software Engineer salary in the UK

Software Engineer salary in York

2025/26 tax year · ONS ASHE 2025 · 1-bed median rent

Browse all roles →
Gross salary
£48,000
avg per year
Take home pay
£3,173
per month
Avg rent/1 bed
£950
per month
After rent
£2,223
per month
Jump to salary:
Go →

Full pay breakdown

Item Annual Monthly
Gross salary £48,000 £4,000
Income tax −£7,086 −£591
National Insurance −£2,834 −£236
Net take-home £38,080 £3,173
Rent (1-bed median) — −£950
Council tax (est.) — −£120
Transport cost — −£68
After rent monies left in pocket — £2,223
Rent-to-income ratio: 30%
Rent as a share of net monthly pay
Comfortable

Salary range in York

Salary distribution of Software Engineer earners · ONS ASHE 2025

MEDIAN£48,000P0P25P50P75P100
25th percentile earns
£38,000
Median earnings
£48,000
75th percentile earns
£60,000

Housing affordability

Rent-to-income analysis · Software Engineer in York

70Comfortable30% RTIRent-to-Income
Affordability score
Monthly breakdown
Take-home£3,173
Rent (1-bed)−£950
Council tax−£120
Transport−£68
Disposable£2,035
💡 Aim for rent ≤ 30% of gross income
Rent-to-Income (RTI) scale
0% = no rent · 100% = all income on rent
04070100
Comfortable
Moderate
High Risk
Full affordability breakdown for York →
Recommendations
More in Your Wallet
Your RTI is healthy. Consider maximising pension contributions or saving 15–20% of take-home.
piggybank
Grow your savings
With solid affordability, ISAs or investment accounts can put your cushion to work.
Consider buying a house
Your affordability profile may support a mortgage application in this area.

Frequently asked questions

What is the average Software Engineer salary in York? +
The median Software Engineer salary in York is £48,000 per year, based on ONS ASHE 2025 data. The middle 50% of earners fall between £38,000 and £60,000. The UK median for this role across all cities is approximately £54,500.
What is the monthly take-home pay for a Software Engineer in York? +
On a gross salary of £48,000, a Software Engineer in York pays £7,086 in income tax and £2,834 in National Insurance (2025/26 tax year), leaving a net monthly take-home of £3,173.
Can a Software Engineer afford to live in York? +
With take-home pay of £3,173/mo and a median 1-bed rent of £950/mo, a Software Engineer in York has £2,223/mo left after rent — a rent-to-income ratio of 30% (comfortable). After council tax (£120/mo) and transport (£68/mo), disposable income is approximately £2,035/mo.

Software Engineer salary in other cities

London Bristol Manchester Edinburgh Birmingham Leeds Glasgow Sheffield Newcastle Nottingham Cardiff Aberdeen Brighton Cambridge Exeter Leicester Liverpool Oxford Reading

Other roles in York

Data Scientist Data / Business Analyst Accountant (Qualified) Project Manager Marketing Manager Foundation Doctor (FY1/FY2) DevOps Engineer Data Analyst UX Designer Financial Analyst Product Manager

Explore more

Can I afford York on £50,000? Compare: York vs London Standard of living: Software Engineer in York
← See all Software Engineer salaries by city