Foundation Doctor (FY1/FY2) · City comparison · 2026

Bristol vs Reading

Bristol wins on purchasing power. Bristol foundation doctor (fy1/fy2)s have £0/month more disposable income after rent than their Reading counterparts.

Bristol salary
£37,068
£2,517/mo take-home
Reading salary
£37,068
£2,517/mo take-home
Bristol wins by
+£0
per month after rent
Winner on purchasing power
Bristol

After paying rent, a foundation doctor (fy1/fy2) in Bristol retains £0/month more than in Reading — that's £0/year extra in purchasing power.

+£0
per month
Bristol
View full breakdown →
Gross salary £37,068
Net monthly £2,517
Rent (1-bed) £1,350
Rent-to-income 54% — High pressure
After rent £1,167
Reading
View full breakdown →
Gross salary £37,068
Net monthly £2,517
Rent (1-bed) £1,350
Rent-to-income 54% — High pressure
After rent £1,167

Bristol vs Reading: what the £0/month gap means for a foundation doctor (fy1/fy2)

On paper, Bristol foundation doctor (fy1/fy2) roles pay £0/year more than Reading. But take-home after tax and National Insurance tells a different story — Bristol workers keep £2,517/month versus £2,517/month in Reading.

The bigger picture is after rent. Average Bristol rent runs £1,350/month versus £1,350/month in Reading. Once housing costs are factored in, Bristol workers have £1,167/month disposable income versus £1,167/month in Reading — that is £0/year in real spending power.

Bristol's rent-to-income ratio of 54% compares favourably to Reading's 54%.

Monthly cost comparison

All figures monthly · 2025/26

Category Bristol Reading Delta
Rent (1-bed median) £1,350 £1,350 0%
Transport £80 £85 +6%
Council tax £148 £150 +1%
Groceries £285 £290 +2%
Disposable income remaining £518 £502 -3%

Sources: NHS Employers 2025/26 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 75 for Bristol and 80 for Reading, a salary of £37,068 in Bristol delivers equivalent purchasing power to £39,550 in Reading.

Bristol £37,068 ≈
£39,550
in Reading

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Bristol 21%
Reading 20%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Bristol £2.85
Reading £3.04
Transit (single trip)
Bristol £1.90
Reading £2.02
Gym membership
Bristol £41/mo
Reading £44/mo
Cinema ticket
Bristol £12.00
Reading £12.80

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Frequently asked questions

Does a foundation doctor (fy1/fy2) earn more in Bristol or Reading? +
Bristol pays a median £37,068 vs £37,068 in Reading — a gross difference of £0. However, after accounting for rent and living costs, Bristol professionals have £0/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a foundation doctor (fy1/fy2) in Bristol vs Reading? +
In Bristol: gross £37,068£2,517/month net take-home. In Reading: gross £37,068£2,517/month net take-home. After paying median 1-bed rent, Bristol leaves £1,167/month vs Reading's £1,167/month.
What salary in Reading matches Bristol purchasing power? +
Approximately £39,550 in Reading delivers equivalent purchasing power to £37,068 in Bristol, based on a cost-of-living index of 75 (Bristol) vs 80 (Reading).
Is Bristol or Reading cheaper to live in? +
Bristol is cheaper overall, with a cost-of-living index of 75 vs 80 for Reading (London = 100). Rent in Bristol averages £1,350/month (1-bed) vs £1,350/month in Reading.
What is the rent-to-income ratio for a foundation doctor (fy1/fy2) in Bristol? +
A foundation doctor (fy1/fy2) in Bristol earning £37,068 takes home £2,517/month. With median 1-bed rent of £1,350/month, the rent-to-income ratio is 54% (high pressure). In Reading the equivalent ratio is 54%.

Explore further

Affordability and salary breakdowns for Bristol and Reading

Afford Bristol on £35,000? Afford Reading on £35,000? Salary equivalence: Bristol → Reading

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge