← Foundation Doctor (FY1/FY2) salary in the UK

Foundation Doctor (FY1/FY2) salary in Reading

2025/26 tax year · ONS ASHE 2025 · 1-bed median rent

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Gross salary
£37,068
avg per year
Take home pay
£2,517
per month
Avg rent/1 bed
£1,350
per month
After rent
£1,167
per month
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Full pay breakdown

Item Annual Monthly
Gross salary £37,068 £3,089
Income tax −£4,900 −£408
National Insurance −£1,960 −£163
Net take-home £30,208 £2,517
Rent (1-bed median) — −£1,350
Council tax (est.) — −£150
Transport cost — −£85
After rent monies left in pocket — £1,167
Rent-to-income ratio: 54%
Rent as a share of net monthly pay
High pressure

Salary range in Reading

Salary distribution of Foundation Doctor (FY1/FY2) earners · ONS ASHE 2025

MEDIAN£37,068P0P25P50P75P100
25th percentile earns
£30,396
Median earnings
£37,068
75th percentile earns
£43,740

Housing affordability

Rent-to-income analysis · Foundation Doctor (FY1/FY2) in Reading

46High pressure54% RTIRent-to-Income
Affordability score
Monthly breakdown
Take-home£2,517
Rent (1-bed)−£1,350
Council tax−£150
Transport−£85
Disposable£932
💡 Aim for rent ≤ 30% of gross income
Rent-to-Income (RTI) scale
0% = no rent · 100% = all income on rent
04070100
Comfortable
Moderate
High Risk
Full affordability breakdown for Reading →
Recommendations
Explore nearby areas
Commuter towns 30 min out often cut rent by 20–30% with minimal extra travel time.
Prioritise income growth
At this RTI, a salary increase or second income stream makes the biggest impact.
House-share now
Sharing costs is the fastest route to dropping your RTI below the 33% comfort zone.

Frequently asked questions

What is the average Foundation Doctor (FY1/FY2) salary in Reading? +
The median Foundation Doctor (FY1/FY2) salary in Reading is £37,068 per year, based on ONS ASHE 2025 data. The middle 50% of earners fall between £30,396 and £43,740. The UK median for this role across all cities is approximately £37,000.
What is the monthly take-home pay for a Foundation Doctor (FY1/FY2) in Reading? +
On a gross salary of £37,068, a Foundation Doctor (FY1/FY2) in Reading pays £4,900 in income tax and £1,960 in National Insurance (2025/26 tax year), leaving a net monthly take-home of £2,517.
Can a Foundation Doctor (FY1/FY2) afford to live in Reading? +
With take-home pay of £2,517/mo and a median 1-bed rent of £1,350/mo, a Foundation Doctor (FY1/FY2) in Reading has £1,167/mo left after rent — a rent-to-income ratio of 54% (high pressure). After council tax (£150/mo) and transport (£85/mo), disposable income is approximately £932/mo.

Foundation Doctor (FY1/FY2) salary in other cities

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