← Foundation Doctor (FY1/FY2) salary in the UK

Foundation Doctor (FY1/FY2) salary in Oxford

2025/26 tax year · ONS ASHE 2025 · 1-bed median rent

Browse all roles →
Gross salary
£37,068
avg per year
Take home pay
£2,517
per month
Avg rent/1 bed
£1,450
per month
After rent
£1,067
per month
Jump to salary:
Go →

Full pay breakdown

Item Annual Monthly
Gross salary £37,068 £3,089
Income tax −£4,900 −£408
National Insurance −£1,960 −£163
Net take-home £30,208 £2,517
Rent (1-bed median) — −£1,450
Council tax (est.) — −£155
Transport cost — −£80
After rent monies left in pocket — £1,067
Rent-to-income ratio: 58%
Rent as a share of net monthly pay
High pressure

Salary range in Oxford

Salary distribution of Foundation Doctor (FY1/FY2) earners · ONS ASHE 2025

MEDIAN£37,068P0P25P50P75P100
25th percentile earns
£30,396
Median earnings
£37,068
75th percentile earns
£43,740

Housing affordability

Rent-to-income analysis · Foundation Doctor (FY1/FY2) in Oxford

42High pressure58% RTIRent-to-Income
Affordability score
Monthly breakdown
Take-home£2,517
Rent (1-bed)−£1,450
Council tax−£155
Transport−£80
Disposable£832
💡 Aim for rent ≤ 30% of gross income
Rent-to-Income (RTI) scale
0% = no rent · 100% = all income on rent
04070100
Comfortable
Moderate
High Risk
Full affordability breakdown for Oxford →
Recommendations
Explore nearby areas
Commuter towns 30 min out often cut rent by 20–30% with minimal extra travel time.
Prioritise income growth
At this RTI, a salary increase or second income stream makes the biggest impact.
House-share now
Sharing costs is the fastest route to dropping your RTI below the 33% comfort zone.

Frequently asked questions

What is the average Foundation Doctor (FY1/FY2) salary in Oxford? +
The median Foundation Doctor (FY1/FY2) salary in Oxford is £37,068 per year, based on ONS ASHE 2025 data. The middle 50% of earners fall between £30,396 and £43,740. The UK median for this role across all cities is approximately £37,000.
What is the monthly take-home pay for a Foundation Doctor (FY1/FY2) in Oxford? +
On a gross salary of £37,068, a Foundation Doctor (FY1/FY2) in Oxford pays £4,900 in income tax and £1,960 in National Insurance (2025/26 tax year), leaving a net monthly take-home of £2,517.
Can a Foundation Doctor (FY1/FY2) afford to live in Oxford? +
With take-home pay of £2,517/mo and a median 1-bed rent of £1,450/mo, a Foundation Doctor (FY1/FY2) in Oxford has £1,067/mo left after rent — a rent-to-income ratio of 58% (high pressure). After council tax (£155/mo) and transport (£80/mo), disposable income is approximately £832/mo.

Foundation Doctor (FY1/FY2) salary in other cities

London Edinburgh Glasgow Manchester Birmingham Leeds Bristol Sheffield Newcastle Nottingham Cardiff Aberdeen Brighton Cambridge Exeter Leicester Liverpool Reading York

Other roles in Oxford

Software Engineer Data Scientist Data / Business Analyst Accountant (Qualified) Project Manager Marketing Manager DevOps Engineer Data Analyst UX Designer Financial Analyst Product Manager

Explore more

Can I afford Oxford on £35,000? Compare: Oxford vs London
← See all Foundation Doctor (FY1/FY2) salaries by city