Foundation Doctor (FY1/FY2) · City comparison · 2026

Glasgow vs Reading

Glasgow wins on purchasing power. Glasgow foundation doctor (fy1/fy2)s have £443/month more disposable income after rent than their Reading counterparts.

Glasgow salary
£37,068
£2,510/mo take-home
Reading salary
£37,068
£2,517/mo take-home
Glasgow wins by
+£443
per month after rent
Winner on purchasing power
Glasgow

After paying rent, a foundation doctor (fy1/fy2) in Glasgow retains £443/month more than in Reading — that's £5,316/year extra in purchasing power.

+£443
per month
Glasgow
View full breakdown →
Gross salary £37,068
Net monthly £2,510
Rent (1-bed) £900
Rent-to-income 36% — Stretched
After rent £1,610
Reading
View full breakdown →
Gross salary £37,068
Net monthly £2,517
Rent (1-bed) £1,350
Rent-to-income 54% — High pressure
After rent £1,167

Glasgow vs Reading: what the £443/month gap means for a foundation doctor (fy1/fy2)

On paper, Glasgow foundation doctor (fy1/fy2) roles pay £0/year more than Reading. But take-home after tax and National Insurance tells a different story — Glasgow workers keep £2,510/month versus £2,517/month in Reading.

The bigger picture is after rent. Average Glasgow rent runs £900/month versus £1,350/month in Reading. Once housing costs are factored in, Glasgow workers have £1,610/month disposable income versus £1,167/month in Reading — that is £5,316/year in real spending power.

Glasgow's rent-to-income ratio of 36% compares favourably to Reading's 54%.

For foundation doctor (fy1/fy2)s prioritising financial freedom, Glasgow delivers significantly more disposable income despite comparable gross pay.

Monthly cost comparison

All figures monthly · 2025/26

Category Glasgow Reading Delta
Rent (1-bed median) £900 £1,350 +50%
Transport £55 £85 +55%
Council tax £148 £150 +1%
Groceries £265 £290 +9%
Disposable income remaining £1,012 £502 -50%

Sources: NHS Scotland 2025/26 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 62 for Glasgow and 80 for Reading, a salary of £37,068 in Glasgow delivers equivalent purchasing power to £47,850 in Reading.

Glasgow £37,068 ≈
£47,850
in Reading

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Glasgow 40%
Reading 20%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Glasgow £2.36
Reading £3.04
Transit (single trip)
Glasgow £1.31
Reading £2.02
Gym membership
Glasgow £34/mo
Reading £44/mo
Cinema ticket
Glasgow £9.92
Reading £12.80

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Frequently asked questions

Does a foundation doctor (fy1/fy2) earn more in Glasgow or Reading? +
Glasgow pays a median £37,068 vs £37,068 in Reading — a gross difference of £0. However, after accounting for rent and living costs, Glasgow professionals have £443/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a foundation doctor (fy1/fy2) in Glasgow vs Reading? +
In Glasgow: gross £37,068£2,510/month net take-home. In Reading: gross £37,068£2,517/month net take-home. After paying median 1-bed rent, Glasgow leaves £1,610/month vs Reading's £1,167/month.
What salary in Reading matches Glasgow purchasing power? +
Approximately £47,850 in Reading delivers equivalent purchasing power to £37,068 in Glasgow, based on a cost-of-living index of 62 (Glasgow) vs 80 (Reading).
Is Glasgow or Reading cheaper to live in? +
Glasgow is cheaper overall, with a cost-of-living index of 62 vs 80 for Reading (London = 100). Rent in Glasgow averages £900/month (1-bed) vs £1,350/month in Reading.
What is the rent-to-income ratio for a foundation doctor (fy1/fy2) in Glasgow? +
A foundation doctor (fy1/fy2) in Glasgow earning £37,068 takes home £2,510/month. With median 1-bed rent of £900/month, the rent-to-income ratio is 36% (stretched). In Reading the equivalent ratio is 54%.

Explore further

Affordability and salary breakdowns for Glasgow and Reading

Afford Glasgow on £35,000? Afford Reading on £35,000? Salary equivalence: Glasgow → Reading

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge