Edinburgh vs Sheffield
Sheffield wins on purchasing power. Sheffield financial analysts have £39/month more disposable income after rent than their Edinburgh counterparts.
After paying rent, a financial analyst in Sheffield retains £39/month more than in Edinburgh — that's £468/year extra in purchasing power.
Edinburgh vs Sheffield: what the £39/month gap means for a financial analyst
On paper, Edinburgh financial analyst roles pay £7,000/year more than Sheffield. But take-home after tax and National Insurance tells a different story — Edinburgh workers keep £3,349/month versus £3,113/month in Sheffield.
The bigger picture is after rent. Average Edinburgh rent runs £1,100/month versus £825/month in Sheffield. Once housing costs are factored in, Sheffield workers have £2,288/month disposable income versus £2,249/month in Edinburgh — that is £468/year in real spending power.
Sheffield's rent-to-income ratio of 27% compares favourably to Edinburgh's 33%.
Cost-of-living equivalence
Based on a cost-of-living index of 72 for Edinburgh and 63 for Sheffield, a salary of £54,000 in Edinburgh delivers equivalent purchasing power to £47,250 in Sheffield.
Income retention after all essentials
% of net monthly pay remaining after rent, transport, council tax and groceries
Everyday costs
Estimated typical prices · scaled from Numbeo 2025
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