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Financial Analyst salary in Edinburgh

2025/26 tax year · ONS ASHE 2025 · 1-bed median rent

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Gross salary
£54,000
avg per year
Take home pay
£3,349
per month
Avg rent/1 bed
£1,100
per month
After rent
£2,249
per month
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Full pay breakdown

Item Annual Monthly
Gross salary £54,000 £4,500
Income tax −£10,718 −£893
National Insurance −£3,091 −£258
Net take-home £40,191 £3,349
Rent (1-bed median) −£1,100
Council tax (est.) −£155
Transport cost −£62
After rent monies left in pocket £2,249
Rent-to-income ratio: 33%
Rent as a share of net monthly pay
Comfortable

Salary range in Edinburgh

Salary distribution of Financial Analyst earners · ONS ASHE 2025

MEDIAN£54,000P0P25P50P75P100
25th percentile earns
£43,000
Median earnings
£54,000
75th percentile earns
£68,000

Housing affordability

Rent-to-income analysis · Financial Analyst in Edinburgh

67Comfortable33% RTIRent-to-Income
Affordability score
Monthly breakdown
Take-home£3,349
Rent (1-bed)£1,100
Council tax£155
Transport£62
Disposable£2,032
💡 Aim for rent ≤ 30% of gross income
Rent-to-Income (RTI) scale
0% = no rent · 100% = all income on rent
04070100
Comfortable
Moderate
High Risk
Full affordability breakdown for Edinburgh
Recommendations
More in Your Wallet
Your RTI is healthy. Consider maximising pension contributions or saving 15–20% of take-home.
piggybank
Grow your savings
With solid affordability, ISAs or investment accounts can put your cushion to work.
Consider buying a house
Your affordability profile may support a mortgage application in this area.

Frequently asked questions

What is the average Financial Analyst salary in Edinburgh? +
The median Financial Analyst salary in Edinburgh is £54,000 per year, based on ONS ASHE 2025 data. The middle 50% of earners fall between £43,000 and £68,000. The UK median for this role across all cities is approximately £51,500.
What is the monthly take-home pay for a Financial Analyst in Edinburgh? +
On a gross salary of £54,000, a Financial Analyst in Edinburgh pays £10,718 in income tax and £3,091 in National Insurance (2025/26 tax year), leaving a net monthly take-home of £3,349.
Can a Financial Analyst afford to live in Edinburgh? +
With take-home pay of £3,349/mo and a median 1-bed rent of £1,100/mo, a Financial Analyst in Edinburgh has £2,249/mo left after rent — a rent-to-income ratio of 33% (comfortable). After council tax (£155/mo) and transport (£62/mo), disposable income is approximately £2,032/mo.

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