Software Engineer · City comparison · 2026

Edinburgh vs York

Edinburgh wins on purchasing power. Edinburgh software engineers have £73/month more disposable income after rent than their York counterparts.

Edinburgh salary
£55,000
£3,396/mo take-home
York salary
£48,000
£3,173/mo take-home
Edinburgh wins by
+£73
per month after rent
Winner on purchasing power
Edinburgh

After paying rent, a software engineer in Edinburgh retains £73/month more than in York — that's £876/year extra in purchasing power.

+£73
per month
Edinburgh
View full breakdown →
Gross salary £55,000
Net monthly £3,396
Rent (1-bed) £1,100
Rent-to-income 32% — Comfortable
After rent £2,296
York
View full breakdown →
Gross salary £48,000
Net monthly £3,173
Rent (1-bed) £950
Rent-to-income 30% — Comfortable
After rent £2,223

Edinburgh vs York: what the £73/month gap means for a software engineer

On paper, Edinburgh software engineer roles pay £7,000/year more than York. But take-home after tax and National Insurance tells a different story — Edinburgh workers keep £3,396/month versus £3,173/month in York.

The bigger picture is after rent. Average Edinburgh rent runs £1,100/month versus £950/month in York. Once housing costs are factored in, Edinburgh workers have £2,296/month disposable income versus £2,223/month in York — that is £876/year in real spending power.

Edinburgh's rent-to-income ratio of 32% compares favourably to York's 30%.

Monthly cost comparison

All figures monthly · 2025/26

Category Edinburgh York Delta
Rent (1-bed median) £1,100 £950 -14%
Transport £62 £68 +10%
Council tax £155 £120 -23%
Groceries £280 £270 -4%
Disposable income remaining £1,669 £1,630 -2%

Sources: LinkedIn 2025 · Rightmove Q4 2025 · HMRC 2025/26 · Numbeo 2025

Cost-of-living equivalence

Based on a cost-of-living index of 72 for Edinburgh and 68 for York, a salary of £55,000 in Edinburgh delivers equivalent purchasing power to £51,950 in York.

Edinburgh £55,000 ≈
£51,950
in York

Income retention after all essentials

% of net monthly pay remaining after rent, transport, council tax and groceries

Edinburgh 49%
York 51%

Everyday costs

Estimated typical prices · scaled from Numbeo 2025

Cappuccino
Edinburgh £2.74
York £2.58
Transit (single trip)
Edinburgh £1.48
York £1.62
Gym membership
Edinburgh £40/mo
York £37/mo
Cinema ticket
Edinburgh £11.52
York £10.88

Financial tools

Popular products for UK earners

Best match
Amex Gold
Earn points on everyday spending
Annual fee: £140
Apply Now
Travel rewards
Barclaycard Avios
Collect Avios on every purchase
Annual fee: £0
Apply Now
Cashback
Chase UK Cashback
1% cashback, no annual fee
Annual fee: £0
Apply Now

Frequently asked questions

Does a software engineer earn more in Edinburgh or York? +
Edinburgh pays a median £55,000 vs £48,000 in York — a gross difference of £7,000. However, after accounting for rent and living costs, Edinburgh professionals have £73/month more disposable income, making it the stronger city in real terms.
What is the take-home pay for a software engineer in Edinburgh vs York? +
In Edinburgh: gross £55,000£3,396/month net take-home. In York: gross £48,000£3,173/month net take-home. After paying median 1-bed rent, Edinburgh leaves £2,296/month vs York's £2,223/month.
What salary in York matches Edinburgh purchasing power? +
Approximately £51,950 in York delivers equivalent purchasing power to £55,000 in Edinburgh, based on a cost-of-living index of 72 (Edinburgh) vs 68 (York).
Is Edinburgh or York cheaper to live in? +
York is cheaper overall, with a cost-of-living index of 68 vs 72 for Edinburgh (London = 100). Rent in Edinburgh averages £1,100/month (1-bed) vs £950/month in York.
What is the rent-to-income ratio for a software engineer in Edinburgh? +
A software engineer in Edinburgh earning £55,000 takes home £3,396/month. With median 1-bed rent of £1,100/month, the rent-to-income ratio is 32% (comfortable). In York the equivalent ratio is 30%.

Explore further

Affordability and salary breakdowns for Edinburgh and York

Afford Edinburgh on £55,000? Afford York on £50,000? Salary equivalence: Edinburgh → York Standard of living: Software Engineer in Edinburgh Standard of living: Software Engineer in York

Data sources & methodology

ONS Annual Survey of Hours and Earnings 2025 · Rightmove Rental Trends Tracker Q1 2026 · Numbeo Cost of Living 2026

Analysis by the SalaryDex data team · May 2026 · Corrections: [email protected] · Full methodology · Data transparency pledge